Job Description

About CloudWalk:
We are not just another fintech unicorn. We are a pack of dreamers, makers, and tech enthusiasts building the future of payments. With millions of customers and a hunger for innovation, we're now expanding our neural network - literally and metaphorically.
We are looking for a specialist to act as the technical reference for regulatory reporting to the Brazilian Central Bank (BCB)
, with a strong focus on Financial Statements (DFs), CADOCs
, and external audit coordination
. You’ll play a key role in ensuring that all submissions are accurate, timely, and audit-ready
.

What You'll Be Doing

• Lead the  regulatory accounting close process and the preparation of  Balance Sheet, Income Statement (DRE), Cash Flow (DFC), Statement of Changes in Equity (DMPL) and  Notes, under  COSIF and  CPC/IFRS (when applicable).
• Prepare, validate, and submit  CADOC reports and other regulatory filings applicable to Payment Institutions (Segment S3), maintaining  full audit trails and reconciliations with the general ledger.
• Manage and improve the  regulatory reporting calendar, anticipating risks and developing action plans as needed.
• Design and maintain  internal controls and automated data quality validations (completeness, accuracy, consistency, timeliness), supported by  KPIs and SLAs
• Act as the  main point of contact for external auditors, handling PBC lists, Q&As, circularization processes, and coordination with internal stakeholders.
• Collaborate with  Data and Engineering teams to document business rules, enhance  ETL/ELT pipelines, and automate checks and reporting packages.
• Support  Treasury, Risk, FP&A, Legal, and Compliance teams with regulatory data and financial statement analysis.
• Monitor regulatory changes from  BCB/CMN applicable to Segment S3 and lead updates to internal processes and templates.

What You Need to Succeed

• Bachelor’s degree in  Accounting, Economics, Business Administration, or related fields.
• (Active  CRC registration is a strong plus.)
• Experience in accounting or regulatory roles within financial or payment institutions, with hands-on work in  DFs, COSIF and CADOCs
• Solid experience with  external audits (Big 4 or similar), including planning, execution, and issue resolution.
• Advanced  Excel/Google Sheets and  basic to intermediate SQL for reconciliation and data testing.
• Working knowledge of  BCB/CMN regulations applicable to  Segment S3 Payment Institutions and internal controls frameworks.
• Excellent command of  Portuguese;  English for reading/writing regulations and auditor communications is desirable.

Nice-to-Have

• Understanding of  IFRS 9 (credit risk classification and expected loss modeling).
• Familiarity with  Python (pandas) for automation of checks and reporting packages.
• Experience with  BI tools (Looker, Data Studio, Power BI) and  cloud databases (BigQuery, Snowflake, Postgres).

Join us at CloudWalk, where we’re not just engineering solutions; we’re building a smarter, AI-driven future for payments—together.
By applying for this position, your data will be processed as per CloudWalk's Privacy Policy that you can read
here in Portuguese
and
here in English.