Tata Capital

Regional Credit Manager - Commercial Vehicle - Strategic Accounts - Credit - Thane - Pokharan Road - (M4-M6)

Tata Capital  •  Republic of India (Onsite)  •  23 days ago
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Job Description

  • Credit Underwriting of Strategic MF Customer loans and their timely sanction / closure for the region
  • Monitor Portfolio quality and risk management across the region on regular basis on various risk parameters: DPD, NPA, bounce rates, and delinquency trends.
  • Analysis of ED (Early Delinquency)/ Non-Starters/ PNS
  • Implementation of the Credit policy, process control, credit compliance and risk guidelines for the region
  • Handle a team of ACMs/CMs/Credit Officers/Associates in terms of train/monitor/control/motivate and engage
  • Hands-on market knowledge by communicating & maintaining co-ordination with other financers to stay updated on financing traits, market understanding, customer visits, feedback, new schemes launches, competitor policies, asset quality trends etc which helps in continuous improvement in underwriting quality.
  • MIS reporting and compliance: Publish weekly/monthly MIS on approvals, declines, portfolio risk, geography-wise performance; ensure accurate and timely system updates for underwriting decision; facilitate internal audits, compliance checks, and regulatory inspections for the region.
  • Keep track on performance of self and drive the team to enable positive results on KPIs 
Tata Capital

About Tata Capital

Tata Capital Limited is a subsidiary of Tata Sons Limited. The Company is registered with the Reserve Bank of India as a Core Investment Company and offers through itself and its subsidiaries fund and fee-based financial services to its customers, under the Tata Capital brand.

As a trusted and customer-centric, one-stop financial services provider, Tata Capital caters to the diverse needs of retail, corporate and institutional customers, across various areas of business namely the Commercial Finance, Infrastructure Finance, Cleantech Finance, Wealth Management, Consumer Loans and distribution and marketing of Tata Cards. Tata Capital has over 500+ branches spanning all critical markets in India.

Industry
Finance & Insurance
Company Size
10,000+ employees
Headquarters
Mumbai, IN
Year Founded
2007
Website
tatacapital.com
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