Job Description

Lending Compliance Officer

Hybrid | San Diego, CA

Compensation: $78,000 - $98,000 annually

Actual compensation within this range will be determined by factors including experience, qualifications, skills, and internal equity.

Looking for a team that's always asking, "How can we make this even better?" Love the idea of working with innovative tools, supportive teammates, and leaders who value your expertise? Want a role where your ideas can truly influence the future of lending operations? If so, we have an exciting opportunity for a Lending Compliance Officer to help take our Real Estate Originations team to the next level. Read on to learn more!

What You'll Do

• Be our go-to expert for all things lending compliance! Serve as the go-to resource for lending regulations and help teams understand and follow the rules that protect both our members and the organization.
• Identify risks before they become problems. Review lending activities, analyze data, monitor trends, and proactively spot compliance issues so they can be addressed early.
• Help keep the lending engine running at its best! Evaluate loan files, disclosures, and operational controls to ensure everything is accurate, effective, and compliant with regulatory requirements.
• Be a trusted advisor who helps teams achieve their goals. Work closely with management, auditors, vendors, and cross-functional teams to strengthen controls, improve processes, and support important business initiatives.
• Discover insights that help teams work smarter and better! Analyze testing results, audit findings, and lending trends to identify opportunities for improvement and provide actionable recommendations.
• Make a lasting impact by improving how we work every day. Help build stronger compliance programs, streamline processes, enhance reporting, and create solutions that support long-term success and member trust.

What You'll Bring

• Experience: 5+ years of experience navigating compliance, risk, or audit challenges, preferably within financial services.
• Technical skills: Love working with data and technology? Bring your expertise in Excel, Microsoft Office, and business systems, with bonus points for Power BI experience.
• Expertise: You're the kind of person who can navigate complex lending regulations with confidence and turn them into practical solutions that help the business succeed.
• Analytical mindset: Turn numbers into meaningful stories by identifying trends, solving problems, and creating solutions that make a lasting impact.
• Influence & collaboration: A natural relationship-builder who can bring people together, influence decisions, and drive meaningful results.
• Communication skills: A talent for turning complex regulations into clear guidance, practical solutions, and actionable next steps.

What We Offer

• A great work environment – our Team Members say so – we’ve won Top Workplaces 5 years including 2026! (#notsohumblebrag)
• Great team – our Team Members are the best (well we think so!)
• You can’t beat a role in sunny San Diego, but we support fully remote positions too!
• 18 days of PTO in your first year plus 12 holidays a year!
• 6% 401(k) match!
• Full benefits package including medical, dental, vision, life insurance, etc.
• Personal concierge benefit through Overalls to help support you (100% employer paid)

Why Mission Fed?

Our culture is guided by six core values:

Integrity • Service • Commitment • Teamwork • Trust • Communication

When you join Mission Fed, you'll become part of an award-winning organization that invests in its people, supports professional growth, and remains deeply connected to the communities we serve.

If this sounds like an amazing opportunity to you (because ya, it is!), we want to hear from you!

Your privacy is very important to Mission Federal Credit Union. The California Consumer Privacy Act (“CCPA”)/ California Privacy Rights Act (CPRA) requires Mission Federal Credit Union to inform California residents, including job applicants, of the categories of personal information we collect and the purpose for which the personal information will be used. This job applicant notice and the CCPA/CPRA notice provides the disclosures required by the CCPA/CPRA and applies only to applicants who are subject to the CCPA/CPRA.

Mission Federal Credit Union is an Equal Opportunity Employer. All applicants will receive consideration without regard to race, sex, color, creed, religion, age, marital status, sexual orientation, national origin, physical or mental disability, veteran status, or any other class protected by law. INDMF #LI-Hybrid