Job Description

Job Location Redwood City, CA 94065 Position Type Full Time Salary Range $25.00 - $32.00 Hourly

Real Estate Disclosure Coordinator (Redwood City, CA)

*** This position will be 100% onsite in Redwood City, CA during the first 90 days, and opportunity to work hybrid schedule thereafter ***

Responsible for ensuring that all TRID disclosures are in full compliance with investor guidelines, regulatory agency guidelines and Credit Union policies and guidelines: Ensure timely implementation of new state and federal laws and regulations.

Why Provident?

Provident Credit Union was established in 1950 and we rank among the top 10% of credit unions in the US. We believe having a culture that is accepting, supportive, diverse, and inclusive makes us all better. Provident has been a Bay Area “Top Workplace” since 2017, and our employees rank us on Glassdoor as one of the best credit unions in the nation.

Our values are:

· Listen

· Get Better

· Do What’s Right

Essential Functions:

• Review pre-approval and post-approval LE’s and CD’s to ensure accuracy and full compliance with TRID.
• Participate with department manager to ensure vendor compliance including, but not limited to, LOS system, AMC’s and independent audit vendors.
• Ensure accurate and timely reporting to senior management and/or agencies.
• Be the compliance and disclosure resource for the Real Estate Lending Dept.
• Prevent cure violations and disclosure errors.
• Performs other duties as assigned.
• Excellent listening and speaking skills.
• Excellent written communication skills.
• Complete required BSA & OFAC training annually.
• Understand and adhere to BSA and OFAC policy and procedures.

Qualification / Education / Work

Experience:

• High School diploma, bachelor’s degree is preferred.
• 3+ years of experience in mortgage loan processing experience.
• Underwriting experience preferred.
• Must have good working knowledge of mortgage lending processes, Provident Credit Union guidelines and Fannie Mae/Freddie Mac/FHA guidelines governing mortgage loan origination.
• Strong familiarity with state and federal regulatory compliance requirements, including but not limited to TILA, RESPA, ECOA, Dodd-Frank Act.
• Ability to work effectively under pressure and in a high paced environment.
• Ability to communicate clearly with professionalism, proper grammar, and a strong commitment to member service.
• Preferred DE or other formal underwriting designation

Benefits you will enjoy:

• Quality medical, dental and vision care coverage
• 401(k) retirement plan with up to 150% matching employer contributions
• Strong commitment to investing in your career and educational advancement by offering up to 100% Tuition reimbursement for approved courses.
• Annual discretionary bonus
• Employee referral bonus
• Generous paid time off and paid holidays
• Flexible spending accounts
• Short and long-term disability coverage
• Life and AD&D insurance
• Provident membership
• Rate discount on home and auto loans.
• Opportunity to use company owned condo in Maui and Lake Tahoe

Pay Grade is P1. This position is eligible for a discretionary bonus twice a year.

Targeted Base Pay $25.00 - $32.00/hour

Provident is an Equal Opportunity Employer

We are a winner of the Bay Area News Group Top Workplace in 2017 - 2025. Check us out on Glassdoor!

Qualifications