Westamerica Bank

Real Estate Credit Officer

Westamerica Bank  •  $74k - $77k/yr  •  Santa Rosa, CA (Onsite)  •  5 months ago
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Job Description

Westamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals: Delivering a wide variety of financial services with a superior customer service guarantee.

Westamerica Bancorporation, located in Fairfield, CA., is looking for a seasoned Senior Commercial Real Estate Loan Officer.

The successful candidate will possess the ability and experience to:

  1. Actively solicits, in conjunction with branch sales staff, credit applications for real estate secured term loans or interim construction loans.
  2. Incorporate information obtained from independent appraiser and cost engineers to analyze and identify the economic and market feasibility of proposed project.
  3. Evaluate various financial data from multiple interested parties (i.e., contractor, tenants, applicant) to determine the credit risk and of project.
  4. Monitors the closing of approved term real estate or interim construction loans.
  5. Manages assigned interim construction loan portfolio. Ensures transactions comply with regulatory and corporate policies.
  6. Functions as liaison to other financial institutions for participatory lending arrangements.

MARGINAL FUNCTIONS:

  1. Participates in special projects and performs other job related duties as required.
  2. Strong experience working with 'problem" loans
  3. Proven track record of successfully working integrations and mergers.
  4. Ability to review existing deals.

EOE

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Westamerica Bank

About Westamerica Bank

Westamerica Bancorporation is the holding company for Westamerica Bank, a regional community bank providing consumer and commercial financing for more than 80 branches throughout Northern and Central California. First chartered in 1884, we've grown into one of the most stable community banks in the nation, and the seventh largest bank headquartered in California.

A Proven Past – A Strong Financial Future

Westamerica Bancorporation maintains exceptional asset quality, and our capital ratios exceed regulatory standards for "well-capitalized"​ companies. Our outstanding loan quality, loan loss reserve, earnings, and capital ratios place us among the top-performing financial institutions in the nation for financial health and safety. Westamerica receives continued recognition by analysts as a very healthy community banking company. Independent bank rating agencies, including Findley Reports and Veribanc, consistently reaffirm their positive ratings. In fact, Veribanc has awarded us their "Blue Ribbon"​ in recognition of our safety, soundness and financial strength. Our senior management team has been a steady force, attesting to our clear, consistent direction and long-term stability. Our stock is traded on the NASDAQ stock market under the symbol WABC.

Industry
Finance & Insurance
Company Size
201-500 employees
Headquarters
Unknown
Year Founded
1884
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