Established in 1912, Bank of China is one of the largest banks in the world, with over $3 trillion in assets and a footprint that spans more than 60 countries and regions. Our long-term outlook, institutional weight and global breadth provide our clients with a stable and reliable financial partner, whether in Corporate or Personal Banking or our Trade Services, Commodities, Financial Institutions and Global Markets lines of business.
This position provides loan business, prepares loan analysis and loan recommendation to meet objectives set by the Branch Manager.
Business Development:
Credit Control:
Handle loan business according to all bank policies and procedures, KYC Due Diligence requirements.
Monitoring KRI and reporting criticized loan if applicable.
Compliance:
Operation and Post-Lending Customer Service:
Communicate with OSD and follow up with customers on tax, insurance, annual escrow disclosure statement, year-end escrow statement, escrow account or other post lending questions or issues due to Work from Home impacted by COVID-19.
Report necessary documents or reports to Head Office.
Work with ORD and QCU on third party vendor review and attend ORC meeting.
Work with vendors of Ellie Mae and Equifax to meet Bank’s operational risk requirement.
Participate in loan business activities to ensure the loan operation is safety and soundness.
Help to answer and resolve customer complaints and inquires.
Seek unusual and irregular activities and, if any, reports to supervisor, BSA Officer and Branch Manager.
Assist to complete distribution of all consumer lending disclosures, review completeness of loan application, arrange appraiser to appraise the value of properties and order credit report, review of appraisal report and credit report, prepare Credit Recommendation Report and commitment letter after loan approval. Arrangement of closing and the preparation of closing documents.
Scan loan documentation to Laserfiche.
Attend necessary business related trainings.
Strictly comply with the BOC Global customer service standard & BOCNY performance evaluation.
Actual salary is commensurate with candidate’s relevant years of experience, skillset, education and other qualifications.
USD $42,000.00 - USD $90,000.00 /Yr.
Bank of China (BOC) is one of the largest banks in the world, with more than $3 trillion in assets and a footprint that spans over 60 countries and regions. Our long-term outlook, institutional weight and global breadth provide our clients with a stable and reliable financial partner, whether in corporate or personal banking or our trade services, commodities, financial institutions and global markets lines of business.
Bank of China was the first Chinese bank to establish operations in the U.S., and now, empowered by our global network and market-leading services, BOC U.S.A.’s clients can build robust partnerships and enter new markets with confidence.
BOC U.S.A. specializes in corporate lending, trade services, global markets and currencies, U.S. Dollar clearing and personal banking, by creating premium solutions for Chinese companies operating in the U.S., Fortune 500 companies, U.S. home-grown enterprises, financial institutions, and high net-worth individuals. Our expertise and global leadership in RMB settlement, clearing and trading, combined with our unparalleled insights make us the go-to bank for those looking to access the world’s second largest economy.
We are also committed to helping the U.S. communities we serve, whether in their time of need or on a regular, everyday basis. We partner with local leaders and organizations to provide financial education in innovative ways and enrich cultural ties between the U.S. and China.
To learn more about Bank of China U.S.A., visit https://www.bocusa.com.
To learn more about recruitment at Bank of China U.S.A, you can visit https://www.bocusa.com/careers.
