Job Description

Velocity Risk provides insurance solutions for small to mid sized businesses and middle market properties in coastal and catastrophe prone areas. We specialize in risks involving hurricanes, windstorms, and other natural disasters. Our team uses advanced modeling, strong technology, and a fast and responsive claims process to deliver high quality E&S property solutions.

What will your job entail?

Job Responsibilities

Underwriting and Risk Assessment

• Review new and renewal submissions for property risks.
• Evaluate risk quality, pricing, terms, and conditions.
• Analyze coastal and CAT exposures such as wind, storms, and hurricanes.
• Apply underwriting guidelines and rating tools accurately.

Data and Documentation

• Maintain accurate policy data throughout the policy lifecycle.
• Prepare and organize underwriting documentation, quotes, and bind orders.
• Support audits by providing complete and accurate underwriting files.
• Build and maintain simple reports on underwriting activities and performance.

Broker and Client Communication

• Communicate with brokers to gather required information.
• Answer questions about appetite, products, pricing, and guidelines.
• Provide clear and timely responses to ensure a smooth underwriting process.
• Deliver strong customer service and strengthen broker relationships.

Collaboration and Compliance

• Work with underwriting leadership, analytics, and operations teams.
• Ensure compliance with underwriting rules, regulations, and internal policies.
• Support continuous improvement in workflow and underwriting processes.

Work Experience and Education

• Bachelor’s degree in Risk Management, Actuarial Science, Business Administration, or a related field. Equivalent work experience may be considered.
• Minimum 2+ years of Property and Casualty underwriting experience (E&S or CAT‑exposed property experience preferred).

Licenses and Certifications

• Active State P&C license and/or Surplus Lines license required.
• CPCU or other industry certifications are a plus.

Technical Skills

• Commercial Property Underwriting
• CAT risk evaluation and basic modeling familiarity
• P&C underwriting knowledge
• Insurance regulatory compliance
• Data analysis and reporting
• Microsoft Office proficiency
• Clear underwriting documentation skills

Behavioral Skills

• Strong analytical and critical thinking
• Clear written and verbal communication
• Organized and detail‑oriented
• Effective time management
• Strong problem‑solving skills
• Ability to build positive business relationships

Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the organization. Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression, sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners, and communities. This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment.

How We Support Our Teammates

Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them — and their family members — achieve their physical, financial, and emotional well-being goals. In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more.

The target hourly rate range for this position is $25.00 - $32.44 per hour.

The wage range for this role considers many factors, such as training, transferable skills, work experience, licensure and certification, business needs, and market demands. The pay range is subject to change and may be modified in the future. Full-time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards, visit our website https://benefits.ryansg.com/.

We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at HR@Ryansg.com

The above is intended to describe this job's general requirements. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.