TF Bank AB (publ)

Product Trainee Program

TF Bank AB (publ)  •  Málaga, ES (Onsite)  •  4 hours ago
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Job Description

Product Trainee Program - Malaga

Shape how customers discover and experience our products.

Avarda's Product Trainee Program is an 18-month, learn-by-doing program for early-career talent who want to build a career in product. From day one you join a real team with a home domain and contribute to real work — supported by a dedicated mentor and structured exposure across our platform — with the possibility of growing into a junior Product Manager role.

What you'll do

Based in Malaga, you'll join our Customer Acquisition & Experience track, working across the customer-facing surface — public web, checkout and post-purchase journeys. You'll build a deep understanding of how customers discover, apply for and interact with Avarda products, with a strong focus on conversion, onboarding flows, and the handoff between acquisition and servicing. Over the program you'll grow toward owning the requirements and roadmap input for a customer touchpoint end to end.

Especially relevant for this track:

  • Results-driven, with a strong interest in customer acquisition, digital customer journeys and user experience.
  • Passionate about customer-centric products that balance business growth, data insight and a seamless experience across the full lifecycle — onboarding, activation, engagement and retention.
  • A collaborative, analytical team player who thrives in cross-functional settings with product, tech, design and commercial teams.

Who you are

We hire for mindset and potential, not ready-made expertise.

  • You learn fast and stay curious — you want to understand the why, and you're comfortable when things are complex or evolving.
  • You think critically — you weigh trade-offs and challenge ideas constructively rather than settling for the obvious answer.
  • You take ownership — you drive things forward and follow through without being chased.
  • You communicate clearly in English and collaborate easily across product, tech and business.
  • You're a team player with low ego — happy to do what's needed, focused on outcomes over status.
  • You're genuinely interested in digital products and how they create value for customers and the business.

Nice to have

  • Some exposure to AI tools or AI-assisted workflows.
  • A basic understanding of digital platforms, APIs or multi-sided markets.
  • You're a recent graduate or early in your career. Studies in business or economics, technology or engineering, or product and innovation are all relevant — but mindset matters more than your degree subject.

What we offer

  • A structured 18-month program with a real role from day one.
  • A home team and a dedicated mentor.
  • Real ownership early — you deliver, you don't just observe.
  • Structured cross-domain exposure across our product platform.
  • A path to a permanent junior Product Manager role for strong performers.

The details

  • Location: Malaga.
  • Duration: 18 months. Full time.
  • Target start date: September 1, 2026.
TF Bank AB (publ)

About TF Bank AB (publ)

We are a fast-growing digital credit and payment platform operating in 14 European countries. Through our proprietary IT infrastructure, we develop simple and flexible payment and financing solutions for millions of customers. Since our founding in 1987, we have consistently combined growth with profitability, and following the stock market listing in 2016, this development has continued with a strong focus on scalability and automation. The Company is listed on Nasdaq Stockholm.

Lending and/or deposit activities are conducted in the Nordics, the Baltics, Poland, Germany, Austria, Spain, Ireland, the Netherlands and Italy through subsidiary, branch, or cross-border banking with the support of the Swedish banking license. The business is divided into three segments: Credit Cards, Ecommerce Solutions and Consumer Lending. The target group for all services is creditworthy individuals and the loan amounts are relatively small with short repayment terms.

Industry
Finance & Insurance
Company Size
201-500 employees
Headquarters
Borås, SE
Year Founded
1987
Website
tfbank.se
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