
Serves as owner of a product or set of products by representing the voice of the customer and stakeholders to ensure the product provides value to the customer, while aligning with the business strategy. The Product Owner II defines the product vision and roadmap, prioritizes the product backlog, anticipates client and partner needs, and serves as the primary communicator between product stakeholders and agile delivery teams while evaluating product progress at each iteration.
This role will support API capabilities across areas such as Open Banking, Commercial Banking, Treasury Management, fintech and partner integrations, and emerging payment or digital asset enablement. The Product Owner II will partner closely with business, technology, architecture, risk, compliance, and other Product Owners to deliver secure, scalable, reusable, and compliant API products that support enterprise and line-of-business priorities.
No direct management responsibility, but while an individual contributor, the jobholder must manage activities through influence, accountability and ownership, functioning in an agile environment.
Bachelor’s degree and a minimum of 6 years’ business, analytical, technical and/or product experience, or in lieu of a degree, a combined minimum of 10 years’ higher education and/or work experience, including a minimum of 6 years’ business, analytical, technical and/or product experience
Minimum of 4 years of experience in Product Ownership, Product Management, business analysis, technology delivery, or related experience supporting digital, platform, integration, or enterprise capabilities.
Experience translating customer, stakeholder, business, technical, and/or regulatory needs into product roadmaps, features, user stories, acceptance criteria, and prioritized backlogs.
Experience supporting API, integration, digital platform, Commercial Banking, Treasury Management, Open Banking, fintech, partner integration, or related financial services capabilities.
Experience working with technology, architecture, risk, compliance, security, and business stakeholders to deliver digital or technical capabilities in a regulated environment.
Strong written and verbal communication skills, including the ability to clearly communicate priorities, tradeoffs, risks, and decisions to stakeholders.
Ability to influence without direct authority in a matrixed organization.
Ability to focus on customer and business outcomes while partnering effectively with technical teams on delivery approach.
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $123,600.00 - $206,000.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.
Buffalo, New York, United States of America

Great companies have an enduring sense of purpose. At M&T, our purpose is a simple one: make a difference in people’s lives and uplift the communities we serve. Founded in 1856 in Buffalo, NY we are now a top 11 full-service US-based commercial bank with a retail footprint across the east coast and wealth services available nationwide and abroad. As a bank, we offer advice, guidance, expertise, and solutions across the entire financial spectrum that combines M&T’s traditional banking services with the wealth management and institutional capabilities offered by Wilmington Trust. We are a community-minded organization with more than 167 years of experience. We serve customers, community, and colleagues whether they be across the street, across the state or across the country.
As an employer of choice, we are proud to offer competitive benefits ranging from medical and retirement to forty hours of paid volunteer time, each year. Our core values drive the work we do – integrity, ownership, collaboration, curiosity, candor and we seek to further build upon our record of success by bringing in top talent and fresh skill sets while continuing to support the growth and development of all our team members.
M&T Bank is unwavering when it comes to providing equal employment opportunities to all employees and applicants without regard to race, color, national origin, religion, ethnicity, sex, gender identity, age, disability, citizenship, pregnancy, veteran status, military status, marital status, sexual orientation, genetic information or any other characteristic protected under applicable federal, state or local laws.