Job Description

🌍 About the Company

The client is an established FinTech software provider with 25+ years of experience building technology infrastructure for regulated financial institutions. Its product ecosystem covers core banking, digital onboarding, multi-currency accounts, payments, compliance, and AML. Its platforms connect with payment infrastructure including SEPA, Faster Payments, Bacs, T2 and CENTROlink. The company delivers international projects and belongs to a large global technology group.

💼 About the Role

As Product Owner – Banking & Payments, you will shape the vision, roadmap, and development of products used by banks, electronic money institutions, and payment institutions. You will connect client, business, regulatory, and technical perspectives, turning complex needs into clear priorities and product requirements.

Your experience may be stronger in either core banking or payments. Expertise across both areas is valuable but not required, allowing the company to align your focus with the product direction where you can contribute most.

🔍 Responsibilities

• Own the product vision, roadmap, and lifecycle for banking or payments capabilities;
• Manage and prioritise the product backlog based on client value, business goals, regulatory needs, and technical dependencies;
• Lead requirement discovery with business teams, clients, subject-matter experts, and integration partners;
• Translate business needs into product specifications, user stories, acceptance criteria, business rules, and process flows;
• Work closely with engineering, architecture, QA, compliance, operations, and project teams throughout delivery;
• Analyse transaction flows, exceptions, reconciliation processes, and integration dependencies;
• Guide banking and payment integrations while maintaining a clear view of end-to-end financial processes;
• Balance client requirements with existing product capabilities and the long-term product direction;
• Assess regulatory developments and market needs when defining product priorities;
• Support international implementations and help delivery teams resolve functional and integration-related questions.

🎓 Requirements

• Product ownership, product management, or closely related product delivery experience within FinTech, banking, payments, or regulated financial services;
• Experience managing product roadmaps and prioritised backlogs;
• Strong business and systems analysis skills, including the ability to structure complex requirements;
• Experience preparing functional or technical requirements, user stories, acceptance criteria, business rules, or process documentation;
• Ability to act as an effective link between clients, business stakeholders, and technology teams;
• Practical experience with system integrations and end-to-end process dependencies;
• Good understanding of regulated financial services and their operational requirements;
• Professional English and the ability to collaborate with international stakeholders.

Nice to Have

• Experience with core banking platforms, account-based financial products, or multi-currency accounts;
• Experience with payments, such as SEPA, SWIFT, card acquiring, payment gateways, clearing, or payment rails;
• Knowledge of transaction processing, exception handling, or reconciliation;
• Familiarity with DORA or other regulatory requirements affecting financial technology providers.

🤝 Key Competencies

• Product judgement grounded in customer value, business priorities, and delivery realities;
• Structured thinking and confidence working with complex financial processes;
• Strong stakeholder management across business, technical, operational, and compliance functions;
• Ability to combine strategic product thinking with hands-on analysis;
• Ownership, sound decision-making, and a practical approach to delivery.

✨ The Employer Offers

• Ownership of product decisions from discovery and roadmap planning through delivery;
• The opportunity to shape products used by regulated financial institutions;
• Exposure to core banking, payments, compliance, and financial infrastructure;
• International scope across clients, partners, and product implementations;
• Close collaboration with engineering, architecture, QA, compliance, operations, and project specialists;
• The stability and reach of an established FinTech provider within a large international technology group.

If you know how to turn complex banking or payments needs into products that teams can build and clients can rely on, apply and help shape the next stage of the client’s financial technology platform.