Our Wholesale Banking Growth Strategy Is To Provide a Distinctive Banking Experience And Foster Long-term Partnerships With Corporate Clients And Financial Institutions. We Focus On Those Who Look Beyond Numbers And Share a Broader Vision. This Approach Keeps Us At The Forefront Of Trends Shaping The Banking Industry, Particularly In Today's Rapidly Evolving Economic Landscape. Our 'ING Differences' Offer Unique Value To Clients In Three Key Areas:
Delivering this value hinges on providing a superior customer and employee experience. This means centering everything around our customers. To achieve this, we are growing 'The Digital Differentiator' as a key enabler of the 'ING Difference.' As customer expectations evolve, we must keep pace. Customers increasingly expect a frictionless digital experience, making seamless digital delivery a critical component of our Wholesale Banking Growth Strategy and digital transformation.
The WB Transformation Office, reporting to the Head of Wholesale Banking, was established to lead change in three areas:
Leading digital transformation to improve the digital experience for colleagues and clients, and future-proof our organization. Ensuring our product range meets customer needs and updating our portfolio efficiently. Executing an effective originate-to-distribute strategy to optimize capital allocation.
The WB TO team, consisting of around 200 colleagues, integrates roles related to digitalization, change, regulation, customer data, and capital deployment, structured into the following departments: Capital Distribution, Risk Models, Transformation Management, Customer Data Management, and Digital Delivery Management.
As part of WB TO, the Digital Delivery Management team is pivotal in realizing our digital delivery goals and enhancing customer and employee experiences. The team drives the WB Digital ambition to enable seamless delivery of products, solutions, and services that matter most to our colleagues and customers. The Digital Delivery Management team is responsible for:
Setting and communicating the 'WB digital ambition' Managing the 'Value Stream Digital' Delivering 'digital (product-agnostic) capabilities' to enable digitalization across products Driving digital innovation within the WB organization Promoting and facilitating digital adoption across the WB organization
The Digital Delivery Team/ Tribe Digital consist of 3 Product Areas each consisting of multiple squads that build and maintain generic digital capabilities together with engineers from WB tech. Next to that the Tribe has 4 so called Centres of Expertise (COE) are built around experts that are driving digitalization across the Wholesale Bank.
Within the Digital team, COE Digital Transformation is responsible for creating, maintaining and driving the digitalization roadmap that guides our journey towards digital transformation, ensuring effective resource allocation and consistent progress. With a holistic view of our digital change portfolio, manage interdependencies between projects and balance demand and supply across different delivery teams (X-Tribe), optimizing resources and ensuring smooth progress. Additionally, tracks and measures the value generated by digital initiatives, aligning them with our ambitious 2026 targets to contribute meaningfully to our overall digital transformation journey and business objectives.
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ING is a pioneer in digital banking and on the forefront as one of the most innovative banks in the world. As ING, we have a clear purpose that represents our conviction of people’s potential. We don’t judge, coach, or tell people how to live their lives. However big or small, modest or grand, we empower people and businesses to realise their vision for a better future. We made the promise to make banking frictionless, removing barriers to progress, and make people confident in their financial decisions. As a global bank we have a huge opportunity – and responsibility – to make an impact for the better. We can play a role by financing change, sharing knowledge, and innovating. Being sustainable is in all the choices we make—as a lender, as a partner and through the services we offer our customers