
Business Overview
The FinTech Group Company provides a wide range of fintech (financial) services, including various payment services such as Rakuten Card, point programs, internet banking services, securities trading services, and insurance services. Rakuten's strength lies in providing various fintech services from online to offline.
Department Overview
Rakuten Payment is the company responsible for payment services within the Rakuten Group. We provide payment services such as "Rakuten Pay" and "Rakuten Point Card," connecting merchant companies (stores where Rakuten Payment services can be used) with users, contributing to the promotion of a more convenient cashless society.
The Customer Service Development Department is a division that develops cross-functional services for Rakuten Payment's merchant companies and internal use.
We are consistently responsible for platform service development provided across each payment service, from the planning stage to post-release operations. We handle a wide range of services, including management tools for merchants to support business efficiency and sales improvement, AI-powered data integration platforms and fraud detection systems to support internal operations. Since we are not limited to specific businesses, we can acquire a broad range of market trends and business knowledge of Rakuten Payment services. It is a rewarding environment where you can contribute to the growth of the payment business by utilizing cutting-edge technology.
Department Mission
Achieve a Win-Win-Win for payment users, payment merchant companies, and Rakuten Payment through innovative technology and customer-centric services.
Why We Hire
We are recruiting individuals who can work with existing members to create services while incorporating new technologies to strengthen our organization as the services and products under our management expand.
Position Details
As a Product Manager, you will be responsible for the development and operation of products provided cross-functionally to Rakuten Payment's merchant companies and internally. You will conceptualize and plan products that can contribute to users and business, negotiate and discuss with various stakeholders, and promote product development in collaboration with engineers. After service release, you will contribute to product expansion by implementing measures to improve functions and increase usage rates.
Team & Project Structure
Product Managers and engineers work as a united team (4 to 9 members per team), developing and operating services while being conscious of contributions to users and business.
Nationality ratio: 60% foreign nationals, 40% Japanese
Background of existing employees: Composed of members with various backgrounds, from junior to senior level, including those from ventures and SIers.
Scope of Responsibilities
Project Appeal
English/Japanese Usage Frequency
Japanese usage frequency:
Others Information:
Additional information on Location
NBF Shinagawa Tower
Additional information on Secondment
This position will be employed by Rakuten Group, Inc. and seconded to Rakuten Payment, Inc.
*For more details, please refer to the following page.
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English (Overall - 1 - Beginner), Japanese (Overall - 3 - Advanced)

SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 150 offices and 120,000 employees worldwide in nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, one of the three largest banking groups in Japan. SMFG's shares trade on the Tokyo and Nagoya stock exchanges, and its ADRs trade on the New York Stock Exchange (NYSE: SMFG).
Americas: https://www.smbcgroup.com/
EMEA: https://www.smbcgroup.com/emea/
APAC: https://www.smbc.co.jp/asia/
Tokyo: https://www.smfg.co.jp/english/