TThe role is for a innovative candidate to manage end-to-end lifecycle management of proprietary product for mass or aspiring segments. The cCandidate will be focusing on enhancing the product proposition to customers, customer experience, driving targeted acquisition in the segments, aand delivering business growth through right-carding initiatives for the business.
PProduct Strategy & Roadmap:
DDefine and own the product roadmap, aligning with overall business goals and customer needs. This covers all initiatives related to the ddevelopment of new product and/or features and functionality of products including developing business cases, requirements definition, pproduct enhancements innovation, feature management based on customer and industry research and enhance proposition experience to ccustomers. Own P&L of the respective product and drive towards product cost v/s spends optimization initiatives.
S Stakeholder Management:
CCollaborate with marketing, proposition, tech, operations, compliance etc. teams to deliver superior experience to customers across the product llllife cycle. Ensure necessary product approvals are procured from all stakeholders.
DData & Insights:
UUse customer insights, analytics, and competitive intelligence to drive feature development and prioritization. Thorough financial acumen and PP&L management for the segments. Optimized cost to deliver more value to customers.
RRegulatory Compliance:
EEnsure all product initiatives comply with regulatory guidelines and internal policies.
TThe candidate should possess the following attributes:
Post Graduate with 2-3 years of work experience. Experience in credit cards / retail lending processes will be preferable.
Experience in products, driving adoption and digitization customer experiences.
Should possess good communication / interpersonal / problem solving skills.
About Kotak Mahindra Group:
Established in 1985, the Kotak Mahindra Group is one of India’s leading financial services conglomerates. In February 2003, Kotak Mahindra Finance Ltd. (KMFL), the Group’s flagship company, received a banking license from the Reserve Bank of India (RBI). With this, KMFL became the first non-banking finance company in India to become a bank – Kotak Mahindra Bank Limited.
The consolidated balance sheet of Kotak Mahindra Group is over 1 lakh crore and the consolidated net worth of the Group stands at 13,943 crore (approx US$ 2.6 billion) as on September 30, 2012.
The Group offers a wide range of financial services that encompass every sphere of life. From commercial banking, to stock broking, mutual funds, life insurance and investment banking, the Group caters to the diverse financial needs of individuals and the corporate sector. The Group has a wide distribution network through branches and franchisees across India, and international offices in London, New York, California, Dubai, Abu Dhabi, Bahrain, Mauritius and Singapore. For more information, please visit the company’s website at https://www.kotak.bank.in/en/home.html
