Job Description

The Product team shapes the experiences that power Nomba. We turn complex problems into simple, scalable solutions, working with Design, Engineering and Data to build features our customers love. Credit helps these businesses go after bigger goals: more stock, bigger orders, new outlets, and steady cash through slower months. We are looking for a Product Manager who can take responsibility for the credit roadmap, which Nomba offers through our lending partner, including day-to-day operations, delivery and managing risk. From idea to launch and beyond, you will work across teams, keep senior leadership informed, and be the go-to person for credit at Nomba. What you will do Own the strategy and roadmap for overdrafts, loans and working-capital credit. Work with Risk, Finance and our lending partner on eligibility, credit limits, pricing and risk appetite. Build and improve application, approval, repayment and collections flows. Own origination volume, default and loss rates, and net credit revenue after losses. Write clear specs and ship with engineering, design and QA in regular sprints. Talk to customers often, and use data to decide what to build next. What you need 2 to 6 years of product management experience, including lending, credit or a closely related financial product. Working knowledge of underwriting, repayments, collections and loss rates. Experience shipping regulated products with Risk, Compliance and Finance teams. Comfort with data and SQL. Clear writing and strong working relationships across teams. Nice to have Experience lending to small businesses in Nigeria or other African markets. Experience with collateralized lending or stablecoin products.