Job Description

About Upstart

At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape access to credit, helping millions move forward financially with clarity and confidence.

As the leading AI lending marketplace, we partner with banks and credit unions to expand access to affordable credit through technology that’s both radically intelligent and deeply human. Our platform runs over one million predictions per borrower using more than 3,000 signals, powering smarter, fairer decisions for millions of customers. But the numbers only hint at the impact. Every idea, every voice, and every contribution moves us closer to a world where credit never stands between people and their financial progress.

We’re proudly digital-first, giving most Upstarters the flexibility to do their best work from wherever they thrive, alongside teammates across 80+ cities in the US and Canada. Digital-first doesn’t mean distant. We’re intentional about in-person connection through team onsites, planning sessions, and moments that spark creativity and trust. And whether you choose to work primarily from home or collaborate in-person from one of our offices in Columbus, Austin, the Bay Area, or New York City, you’ll have the support to work in the way that works best for you.

If you’re energized by tackling meaningful problems, excited to innovate with purpose, and motivated by work that truly matters, we’d love to hear from you.

The Team:

Upstart’s Information Security team builds and operates the capabilities that protect our systems and data while enabling engineering teams to move quickly and responsibly. The team partners across Engineering, Risk, Compliance, Legal, IT, and Cloud Platform to reduce security risk, strengthen regulatory readiness, and make secure development easier to adopt at scale.

As the Principal Security Product Manager at Upstart, you will define the product vision and roadmap for critical security capabilities spanning AI-powered security, vulnerability management, security automation, and risk visibility. You’ll translate user, security, business, and regulatory needs into products that engineers choose to adopt and that deliver measurable improvements in security risk.

How you’ll make an impact

• Define the product vision, strategy, and roadmap for critical security capabilities, prioritizing investments based on user needs, risk impact, business value, and regulatory requirements.
• Partner with security engineers and engineering teams to translate pain points into clear requirements, scope MVPs, sequence releases, and make thoughtful build, buy, and retire decisions.
• Drive adoption of security products and workflows that fit naturally into how engineering teams work, using feedback, usage, accuracy, and risk-reduction metrics to measure success.
• Shape a connected AI-powered security platform spanning capabilities such as security reviews, continuous testing, vulnerability remediation, risk scoring, and reporting.
• Build regulatory and audit requirements into product design, including evidence, audit trails, metrics, and controls that support ongoing readiness.
• Communicate product strategy, investment tradeoffs, adoption, and measurable security outcomes to Information Security leadership and senior stakeholders.

Minimum Qualifications

• Bachelor’s degree in Computer Science, Engineering, Mathematics, Statistics, or a related field, or equivalent practical experience, plus 7 years of product management experience, including at least 3 years owning security, risk, developer-facing, or platform products.
• Experience owning complex technical products from product vision and roadmap development through requirements, launch, adoption, measurement, and continuous improvement.
• Experience partnering with engineering teams to define technical requirements, scope MVPs, prioritize roadmaps, and make build-versus-buy decisions.
• Experience with security domains such as vulnerability management, application security, cloud security, security automation, or remediation workflows.
• Experience defining and measuring product success using adoption, usage, quality, risk, or other quantitative product metrics.

Preferred Qualifications

• Experience building AI-powered products, AI-enabled developer tools, or products involving AI governance and model evaluation.
• Experience with developer tools, security platforms, or internal platform products used by engineering teams.
• Experience building products in banking, financial services, or another regulated environment, including support for regulatory examinations or audits.
• Knowledge of security and compliance frameworks such as NIST CSF, SOC 2, or PCI DSS.Familiarity with security tooling such as ArmorCode, Wiz, Semgrep, SIEM platforms, or similar technologies.

Position location This role is available in the following locations: Remote

Travel requirements As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions’ cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.

#LI-REMOTE

#LI-MidSenior --> use for L5, L6

At Upstart, your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location–with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.

In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k).

United States | Remote - Anticipated Base Salary Range

$210,000—$273,000 USD

What you'll love

At Upstart, our benefits for full-time employees are designed to support your health, financial well-being, family, and personal growth. Here’s what you can expect:

• Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
• Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
• Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
• Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada.
• Health Savings Account contributions from Upstart for eligible plans (US only)
• Income protection benefits, including life insurance and disability coverage for added financial security
• Paid time off, sick leave, and company holidays, in line with local requirements
• Paid family and parental leave to support caregiving and major life moments (duration varies by country)
• Family-centered benefits to support fertility, parenthood, and caregiving needs
• Employee Assistance Program (EAP) offering mental health support and life-centered resources
• Financial wellness resources, including access to financial planning tools and a financial concierge service (US Only)
• Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you
• Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from
• Connection and community through team events, all-company updates, and employee resource groups (ERGs)
• Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our offices in the Bay Area, Austin, Columbus, and New York City

For roles based in Canada, please note that we are not currently able to hire in Quebec.

Upstart is a proud Equal Opportunity Employer. Just as we are dedicated to improving access to affordable credit for all, we are committed to inclusive and fair hiring practices.

If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email candidate_accommodations@upstart.com

https://www.upstart.com/candidate_privacy_policy