Kotak Mahindra Bank

Principal Manager-Data Science-SUPPORT SERVICES-Data & Analytics - In House Engineering

Kotak Mahindra Bank  •  Bengaluru, IN (Onsite)  •  19 hours ago
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Job Description

Lead (AVP/VP) - Growth Analytics, Commercial Banking

Role Overview

We are seeking a highly analytical and business-oriented leader to drive Growth Analytics for the Commercial Banking business. Reporting to the Head of Analytics & Data Science, this role will be responsible for leveraging data, analytics, and machine learning to accelerate customer acquisition, portfolio growth, cross-sell, customer engagement, and sales productivity.

The ideal candidate combines strong analytical expertise with business acumen and has a proven track record of delivering measurable business outcomes through data-driven decision making.

Key Responsibilities

  • Lead analytics initiatives focused on customer acquisition, portfolio growth, cross-sell, retention, and relationship manager productivity.
  • Develop customer segmentation, propensity, lead prioritization, churn, and next-best-action models.
  • Generate actionable insights from customer, transaction, and portfolio data to identify growth opportunities.
  • Design and measure campaigns, sales interventions, and customer engagement programs.
  • Build and maintain business dashboards, KPI frameworks, and performance reporting.
  • Partner closely with Business, Product, Risk, Technology, and Data teams to deliver high-impact analytics solutions.
  • Prioritize and execute analytics use cases aligned to business objectives and revenue outcomes.
  • Lead and mentor a team of analysts and data scientists, promoting best practices in analytics and experimentation.

Qualifications

  • 8+ years of experience in Analytics, Data Science, Business Intelligence, or related quantitative roles.
  • Experience in Banking, Financial Services, Fintech, Lending, or Commercial Banking preferred.
  • Strong expertise in SQL, Python, data analysis, statistical modeling, and machine learning.
  • Experience developing customer analytics, growth models, campaign analytics, or portfolio analytics solutions.
  • Proven ability to translate business problems into analytical solutions with measurable impact.
  • Strong stakeholder management, communication, and team leadership skills.
  • Bachelor's degree in Engineering, Statistics, Mathematics, Economics, Computer Science, or a related discipline. Master's degree preferred.

What Success Looks Like

  • Increased customer acquisition and portfolio growth through analytics-led interventions.
  • Improved cross-sell, customer engagement, and relationship manager productivity.
  • Scalable analytics solutions and models embedded into business processes.
  • Measurable business impact through data-driven decisioning and experimentation.
Kotak Mahindra Bank

About Kotak Mahindra Bank

About Kotak Mahindra Group:

Established in 1985, the Kotak Mahindra Group is one of India’s leading financial services conglomerates. In February 2003, Kotak Mahindra Finance Ltd. (KMFL), the Group’s flagship company, received a banking license from the Reserve Bank of India (RBI). With this, KMFL became the first non-banking finance company in India to become a bank – Kotak Mahindra Bank Limited.

The consolidated balance sheet of Kotak Mahindra Group is over 1 lakh crore and the consolidated net worth of the Group stands at 13,943 crore (approx US$ 2.6 billion) as on September 30, 2012.

The Group offers a wide range of financial services that encompass every sphere of life. From commercial banking, to stock broking, mutual funds, life insurance and investment banking, the Group caters to the diverse financial needs of individuals and the corporate sector. The Group has a wide distribution network through branches and franchisees across India, and international offices in London, New York, California, Dubai, Abu Dhabi, Bahrain, Mauritius and Singapore. For more information, please visit the company’s website at https://www.kotak.bank.in/en/home.html

Industry
Finance & Insurance
Company Size
10,000+ employees
Headquarters
Mumbai, IN
Year Founded
1985
Website
kotak.com
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