Job Description

A great banking experience starts with a great team! Mid Penn Bank is actively seeking a Post Closing Settlement Specialist to join our team in Harrisburg or Conshohocken, PA.

We believe that our ongoing success depends upon a skilled, satisfied and valued work force. As a member of our team, you can expect opportunities to develop your skills to help you excel in your role and achieve your professional career goals. We offer a comprehensive range of flexible benefits to support your personal and financial well-being.

The Post Closing Settlement Specialist is responsible for the review and verification of closed loan packages to ensure that the loans are accurate, complete and compliant and in accordance with industry guidelines. In addition, this individual will perform various other administrative duties to support the residential mortgage function.

Essential Duties and Responsibilities

• Reviews all mortgage files for proper compliance disclosures, signatures and documentation.
• Ensures loan packages are accurate, complete, compliant, and packaged in accordance with industry guidelines.
• Communicates with settlement agents, Mortgage Loan Officers and other counter-parties to obtain missing information and documentation for the closed loan package.
• Delivers loan packages to our investors in a timely manner.
• Keeps current with each investor’s requirements for loan packages.
• Responds to inquiries relating to his/her particular area, or to requests from customers, other personnel, etc., within given time frames and within established policy.
• Reviews the closing package when returned from attorney for accuracy of documentation and signatures.
• When necessary, makes corrections to closing documents and gets corrected documents signed and processed for purpose by investors when loan is placed in a state of suspense
• Prepares final recorded loan documentation (mortgage and final title policies) for shipment to investors.
• Assembles all portfolio loans when returned by settlement agent and forwards to loan servicing.
• Tracks expiration dates on all new mortgages to assure closing dates did not expire.
• Ensures loan files are compliant and ready for regulator or examiner review.
• Plays an active role in protecting the organization and its customers against fraud by incorporating risk awareness and prevention into daily responsibilities.
• Maintains appropriate records and provides assigned reports.

Education & Qualifications

Skill(s)

Proficient reading, writing, grammar, and mathematics skills; proficient interpersonal relations and communicative skills; proficient PC skills; ability to sit, stand, walk, bend, stoop, reach with hands or arms, use hands to manipulate objects, handle or feel, and lift items weighing 20 lbs. or less; visual, auditory and speaking skills.

Equipment/Machines

Pay Transparency

We set standard salary ranges for our roles based on the position, function, and responsibilities, as benchmarked against similarly sized companies in our industry. Specific compensation offered will be determined based on a combination of factors including the candidate’s knowledge, skills, depth of work experience, and relevant licenses/credentials. The salary range may vary based on geographic location.

Benefits

Mid Penn Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account, dental and vision insurance; life insurance; 401(k) program with employer match and employee stock purchase plan; paid time off, paid holidays; disability insurance coverage, parental leave; employee assistance program, and tuition reimbursement.

In addition, all employees are eligible to participate in mentorship programs, receive individualized development and career counseling, and participate in Mid Penn University courses and development programs.

EEO Statement

Qualified applicants are considered without regard to race, color, age, sex, sexual orientation, gender identity, religion, national origin, genetic information, pregnancy, disability, or protected veteran status. We also comply with all applicable laws governing employment practices and do not discriminate on the basis of any unlawful criteria.

Equal Opportunity Employer–Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity

Sponsorship Statement

As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Mid Penn Bank currently or in the future.