Job Description
FORUM Credit Union is looking for a detail-oriented and dependable Post Closer to support the post-closing process for mortgage, home equity, construction, and modification loans.
The Post Closer is responsible for tracking and boarding closed loan files, maintaining servicing records, ensuring regulatory and investor compliance, and supporting post-closing documentation and audit processes. This role plays an important part in ensuring closed loans are accurately documented, serviced, and reported.
Responsibilities
What you'll do:
- Track the closed loan pipeline from closing through file room completion, including boarding loans onto the mortgage servicing system and maintaining accurate loan records.
- Set up tax and insurance escrow addenda, post funds received from closing tables, and register mortgages with vendors such as MERS, tax service providers, and mortgage insurance companies.
- Update, verify, and maintain government reporting data, including HMDA information for closed, denied, and withdrawn loans.
- Order home equity checks and process post-closing requirements for home equity products.
- Establish roles and trust entities for construction loans, builder loans, subcontractors, and individual borrowers, and set up construction draws for each loan.
- Assist with file room organization, document storage, scanning, and preparation of loan files for review.
- Copy and maintain critical mortgage documents, including notes, mortgages, second mortgages, homeowners insurance certificates, PMI certificates, LPOAs, and name affidavits.
- Submit loans to investors for audit review and complete monthly post-closing audits to ensure accuracy and compliance.
You may enjoy this job if:
- You take ownership of your work and are committed to delivering accurate, reliable results.
- You have a strong attention to detail and enjoy reviewing information for completeness, accuracy, and compliance.
- You are service-oriented and enjoy supporting both internal teams and external partners.
- You build positive working relationships through open communication, collaboration, and professionalism.
- You take pride in producing high-quality work, meeting deadlines, and finding ways to improve processes.
Qualifications
What we are looking for:
- High School Diploma, GED, or equivalent.
- One to three years of similar or related experience.
- Previous experience in mortgage operations, loan servicing, post-closing, or a related financial services environment is preferred.
- Strong organizational skills with the ability to manage multiple tasks and deadlines simultaneously.
- Ability to work accurately and efficiently while maintaining compliance with regulatory and investor requirements.
Employee Perks:
- Competitive Pay
- Student Loan Reimbursement
- Tuition Assistance
- Wellness Programs
- Community Involvement and Paid Volunteer Time
- Professional Development/Award Winning Training Program
- 401K with Match
- Comprehensive Benefits Package
- Generous Paid Time Off
Please note: A criminal background screen will be conducted upon hire.
FORUM Credit Union values and celebrates diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
