Valley Bank

Portfolio Underwriter

Valley Bank  •  Wayne, NJ (Onsite)  •  26 days ago
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Job Description

Responsibilities include but are not limited to:

  • Comprehensive review of collateral and all property elements.
  • Ensure portfolio and investor compliance.
  • Ensure credit policy and procedures are followed.
  • Generate self employed income through tax return analysis.
  • Clearly document underwriting decision.
  • Prepare customer commitments to be issued detailing additional conditions.

Qualifications Required Skills:

  • Demonstrated strong knowledge of underwriting self employed individuals.
  • Demonstrate full knowledge of collateral and appraisal understanding and have experience with unique properties.
  • Full knowledge of condominiums and cooperative lending.
  • Ability to prioritize tasks and handle multiple tasks simultaneously.
  • Good verbal and written communication skills. Ability to effectively present information in one-on-one and small group situations.
  • May be required to lift loan files up to 10 pounds.

Required Experience:

  • High School Diploma or GED and a minimum of five years non-conforming/portfolio underwriting experience.
  • Associate's Degree preferred.
Valley Bank

About Valley Bank

At Valley, we aren’t just your average financial institution; we're your trusted partner in building a brighter future. With a widespread presence across the U.S., we've been serving communities since 1927.

For over 95 years, our team of dedicated professionals has been committed to creating better banking opportunities for our customers and fostering growth and prosperity in the communities we serve. From personalized financial solutions to comprehensive banking services, home mortgages, commercial lending, and wealth management, we're here to help you achieve your financial goals, no matter how big or small.

We understand that each individual and business has unique challenges and opportunities, and we're here to listen, understand, and provide tailored solutions to help you succeed.

©2025 Valley National Bank. Member FDIC. Equal Opportunity Employer. Equal Housing Lender. All Rights Reserved.

Industry
Finance & Insurance
Company Size
1,001-5,000 employees
Headquarters
Morristown, New Jersey
Year Founded
1927
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