Black Pen Recruitment

Portfolio Manager (Unsecured Consumer Lending / Fintech / Airtime Advanced)

Black Pen Recruitment  •  Cape Town, ZA (Hybrid)  •  3 months ago
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Job Description

As part of our client’s broader Financial Services strategy, the incumbent will need to develop a portfolio of lending products, manage them through the stages of the telco lending products life cycle as well as:

Keep pace with the latest in industry & technology developments as well as the broader regulatory environment. Foster broader collaboration with other business units, ensuring the payments and remittances complement and leverage our client’s core telco offering. Improve the overall revenue contribution and performance of telco lending products.

Job Type Full-time | Hybrid

Location Johannesburg / Cape Town

Requirements

  • Prior Consumer lending product design and development experience is essential
  • A detailed knowledge understanding of a the fast paced unsecured lending industry is essential
  • Matric essential
  • Relevant 3 year Business degree essential.
  • Minimum of 8 years’ experience within the Consumer Lending industry is essential

Responsibilities

  • Management of the existing Airtime Advance Product, maximising growth of the existing business whilst maintaining key metrics around customer ARPU accretion, loss ratios and customer churn
  • Continue to develop and innovate the existing Airtime Advance proposition
  • Utilisation of Airtime Advance analytics as a launch pad for additional lending propositions which will be developed as part of a compelling consumer offering
  • Development of the telco lending marketplace proposition which will span multiple segments
  • Developing all relevant documentation, providing inputs and evaluation for financial business cases, defining business rules and working with customer experience teams to define and refine existing and new customer journeys
  • To do revenue projections and forecasts for revenue and analyse and identify shortfalls and areas of improvement
  • On-going innovation and product development, market trends and also historical data and performance
  • Provide insights to the broader team around innovations and developments within the telco Lending and Fintech industry
  • To regularly review launched products to ensure the performance is in line with initial assumptions and implement corrective measures if needed and also look at how to improve/enhance products
  • Keep track of competitor launches and take measures to mitigate risks
  • Monthly product presentations for an audience consisting of managing executives and senior management
Black Pen Recruitment

About Black Pen Recruitment

Black Pen Recruitment is the leading recruitment agency in fintech and cryptocurrency across Africa. From our headquarters in Cape Town, South Africa, we've been at the forefront of specialised recruitment since 2012, carving out a distinct niche in the landscape of financial technology. Our success story is rooted in our ability to identify top-tier talent and match them with leading companies in the industry. With over 180 clients worldwide and over 120,000 candidates in our database, we've built partnerships with Startups, Scale-ups, SMEs, and Corporates, driving growth and innovation every step of the way. We have also expanded our reach into key sectors including e-Commerce, Digital Banking, SaaS, Tech, and Travel/Tourism.

Black Pen Recruitment stands as a dedicated partner in growing your team, with over a decade of experience. Driven by a vision to bridge the gap between talent and opportunity in the growing fintech and cryptocurrency sectors, we've built a formidable team of internationally trained recruiters who share a passion for excellence and dedication. With a strategic presence in Malta, we have established a global footprint, nurturing relationships with clients worldwide. Our journey has been defined by navigating the frontier of finance and technology, driving excellence in every partnership we forge.

Industry
HR & Recruiting
Company Size
11-50 employees
Headquarters
Cape Town, ZA
Year Founded
2012
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