Job Description

Location On site at location listed in job posting.

The Portfolio Manager is responsible for proactively managing portfolios by identifying trends and alerting management to changes in portfolio conditions. Partners with Relationship Managers to manage credit proposals and renewals; independently prioritizes requests, identifies risk and risk ratings, recommends and evaluates credit structure, and prepares proposals. Contributes to the development of profitable long-term credits.

Essential Duties and Responsibilities

• Primarily responsible for underwriting and servicing of commercial loan portfolios
• Proactively identifies credit weaknesses / trends and alerts management to deterioration
• Collaborates with RM to prioritize new credit requests, renewals, and reviews
• Provides risk ratings and recommends appropriate credit structure
• Identifies policy exceptions
• Prepares approval, commitment, proposal document, and participates in documentation process including the identification of covenants and other key provisions
• Participates in customer meetings to discuss alternative credit structures and to clarify any questions. Also interacts with clients during due diligence and finalizing credit package
• Serves as a secondary customer contact to the Relationship Manager

Supervisory Responsibilities

• No supervisory responsibilities

Qualifications:

• Bachelor’s degree in business, finance, accounting or equivalent work experience
• 3+ years commercial credit or lending experience required; 10+ preferred
• Strong analytical abilities, credit underwriting skills
• Goal oriented, ability to take initiative using strong problem-solving skills
• Strong relationship building and interpersonal skills
• Excellent verbal and written communication skills
• Strong organizational skills
• Excellent computer proficiency (MS Office – Word, Excel, PowerPoint, and Outlook)

About Us
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com.

Benefit Highlights
• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

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