FirstBank

PORTFOLIO MANAGEMENT OFFICER - FLORIDA

FirstBank  •  United States (Onsite)  •  1 day ago
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Job Description


Responsible
for the portfolio management of the Corporate Banking division which includes
Corporate-Syndicated, Project Finance and Middle Market segments. This role
supports the Corporate Banking Team with dynamic portfolio monitoring &
management, compliance with internal & regulatory standards, preparation
of value-add strategic & ad hoc analyses, and providing exceptional
client service.

Accountable for adhering to the Bank's BSA, AML, and Office of Foreign Asset Control (OFAC) applicable policies. Employee mus follow specific unit procedures develop in compliance with the policies. Employee is also responsible for reporting suspicious activity and/or transactions in accordance with the Bank's processes and comply with any mandatory BSA, AML, and OFAC training assigned.

ESSENTIAL JOB FUNCTIONS

Write
by importance order, most important to less important.• Sample Guidelines:
What they do, not how they do it. Also, it is what they do now, not what
they will or might be doing in the future.
Should
not include unless it is a highly critical function. Statements that
describe the main areas in which the role holder must produce results to
achieve the purpose of the role. Begin
each statement
with an action verb, which describes a specific kind of behavior.

  • Portfolio Oversight & Risk Management
  • Monitor a diversified portfolio of corporate
    banking transactions on an ongoing basis to ensure credit quality,
    covenant compliance, and risk-adjusted returns.
  • Conduct periodic portfolio reviews, identify
    early warning signals, and implement proactive mitigation strategies.
  • Ensure timely submission of Quarterly
    covenant compliance reports and leveraged loan reports.
  • Support the preparation and delivery of
    comprehensive portfolio presentations/analysis for senior management,
    highlighting performance trends, risk metrics, and strategic
    recommendations.
  • Ensure adherence to credit policies,
    underwriting standards, and regulatory requirements.
  • Maintain a comprehensive, up-to-date,
    portfolio overview file, tracking key performance/transaction metrics,
    portfolio balances, credit ratings etc. for effective portfolio
    monitoring and reporting.
  • Maintain
    organized credit files, ensuring accuracy, completeness, and
    compliance with internal policies and regulatory requirements.
  • Credit
    & Transaction Support
  • Collaborate
    with Credit Analysts and Relationship Managers on the underwriting of
    amendments, waivers, refinancings and restructurings.
  • Manage
    the loan closing process, ensuring accurate documentation, compliance
    with credit terms, and timely coordination with internal teams and
    external stakeholders.
  • Oversee
    and coordinate the legal review process, ensuring timely engagement
    with counsel, accurate documentation, and compliance with regulatory
    and contractual requirements.
  • Analyze
    complex credit and legal structures, including syndicated loans and
    project finance facilities.
    Client
    & Internal Stakeholder Engagement
  • Serve
    as a point of contact for internal teams and external stakeholders,
    including agent banks and clients.
  • Participate
    in client discussions, offering insights on post-transaction processes
    including closings, client services, and cross-sell.
  • Participate
    in credit committees and pipeline meetings to assist in new deal
    execution and provide existing portfolio insights.
  • Treasury
    & Cash Management Coordination
  • Partner
    with Relationship Managers and Treasury teams to identify client needs
    for liquidity, payment solutions, and working capital optimization.
  • Facilitate
    implementation and maintenance of treasury products and services,
    ensuring alignment with client operational requirements.
  • Monitor
    utilization of cash management solutions within the portfolio and
    recommend enhancements to improve efficiency and strengthen client
    relationships.
  • Strategic
    Contribution
  • Identify
    opportunities to optimize portfolio returns and enhance risk-adjusted
    profitability.
  • Contribute
    to the development of portfolio management strategies and credit risk
    frameworks.
  • Active involvement and leadership on
    strategic analyses and ad hoc presentations.
  • Support
    cross-selling initiatives and business development efforts within
    Corporate Banking.

    Type here

INTERACTION

  • Homogenous
    – single country (1 region) ☒

EDUCATION LEVEL

Bachelor’s degree in finance, Economics, or related field.
Master's degree a plus. X

COMPETENCIES

Category Category Criteria for Executives / Management


Customer Focus Anticipate and provide
service excellence to both internal and external customers.


Building Strong relations Establish, sustain, and
foster both internal and professional contacts to build, enhance and connect
to Firstbank services.


Communication Deliver clear, effective
communication and take responsibility for understanding others.


Business Acumen Understand how the
organization works, including, current and future policies, practices, and
trends.

Problem Analysis & Solution Identify problems and
conduct appropriate analysis involving others to search for the best
solution.


Ownership Take initiative and assume
personal accountability for goals, outcomes, and deadlines.


Vision & Values Understand the
organization’s vision and uphold the values in everyday work and actions.

At
higher levels take long-term view and share with others the vision and the
organization path ahead.


Collaboration & Teamwork Provide direction and
leadership to help teams achieve goals and operate cooperatively.


Development
(Personal & Others)
Demonstrate curiosity for
learning and perform activities to make the most of their skills and boost
potential in self and others.


Change
& Innovation
Create a view of change as
an opportunity and inspire others. Look for new ways to experiment with new
ideas and approaches.


Empowering
& Motivating Others
The ability to create a
positive environment and enable others to have ownership of their jobs and
responsibilities.


Managing
Performance
At leadership levels set
clear goals and expectations for excellence performance.

PHYSICAL
DEMANDS

Activity Frequency (Percent of Time)

Little or no physical demand Not Required 0%


Moving of light weight material Occasional Up to 25%


Moving heavy weight material.
Works in difficult work positions. Not Required 0%


Seated Continuous 75% or more


To walk, On foot Continuous 75% or more


Visual, Motor effort Continuous 75% or more


To pull ahead, to raise, to load Not Required 0%


To handle, to operate Not Required 0%

IMPACT ERRORS

The impact of errors of this position could affect essential
activities of administrative, operational or business nature that have a
considerable economic impact.

Equal Employer Opportunity

FirstBank

About FirstBank

Backed by a history spanning over 70 years, FirstBank is one of the soundest Puerto Rican Banks with branches, offices, and service centers throughout Puerto Rico, Virgin Islands, and Florida. Here at FirstBank, we treat our customers as if the Bank belonged to each one of them. With our team of experts and our innovative products and services, we continually strive to make life easier for our customers, including individuals, small and medium-sized businesses, and corporations. Let us show you the human side of banking!

Guías de uso de redes sociales: https://bit.ly/GuíasRedesSocialesFirstBank

Industry
Finance & Insurance
Company Size
1,001-5,000 employees
Headquarters
San Juan, PR
Year Founded
1948
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