Job description Job title: Senior analyst Risk and Policy, Personal Loan
Location: Head Office Mumbai
Grade: M4
Number of Position: 1
Job Responsibilities: - - - - - - - - - Monitor portfolio delinquencies at micro level, identification of segments, locations, channels, profiles and proposing policies/ strategies to enable business and control risk Proficient in coding and working experience in creating risk monitoring dashboards like vintage charts, KPIs, business trends, etc. Managing portfolio with data driven insights using Demog and Bureau data and recommend necessary alteration in policy when required Experience on creating features using bureau/demog/banking variables and creating insights Handled cross functional projects to develop new product/program Knowledge about policy framework pertaining to personal loan product/Unsecured product Monitoring loss in the business in different segments and highlight the reason for breach in threshold if any. Automating crucial reports, testing and verifying the correctness of the same. Co-ordinating with different stockholder for risk and policy related data and recommendation.
Job Requirements:
Minimum 4year of experience in similar role of policy team Work experience with MNC on risk/data analytics field is preferable Proficiency in SAS/Python/DEX for risk management and policy implementation. Ability to debug, troubleshoot and resolve issues related to risk and policy. Use analytical skill to identify root causes of problem and recommend effective solution. Should have good knowledge of understanding Bureau data. Experience in creating features and running decision tree/cluster analysis to identify segments will be an added advantage. Good problem solving skills and clear communicator. Education qualification: • Btech or Grad/Post Grad in statistics • Certification in coding languages like SAS/SQL/Python This is an Internal document.
About Kotak Mahindra Group:
Established in 1985, the Kotak Mahindra Group is one of India’s leading financial services conglomerates. In February 2003, Kotak Mahindra Finance Ltd. (KMFL), the Group’s flagship company, received a banking license from the Reserve Bank of India (RBI). With this, KMFL became the first non-banking finance company in India to become a bank – Kotak Mahindra Bank Limited.
The consolidated balance sheet of Kotak Mahindra Group is over 1 lakh crore and the consolidated net worth of the Group stands at 13,943 crore (approx US$ 2.6 billion) as on September 30, 2012.
The Group offers a wide range of financial services that encompass every sphere of life. From commercial banking, to stock broking, mutual funds, life insurance and investment banking, the Group caters to the diverse financial needs of individuals and the corporate sector. The Group has a wide distribution network through branches and franchisees across India, and international offices in London, New York, California, Dubai, Abu Dhabi, Bahrain, Mauritius and Singapore. For more information, please visit the company’s website at https://www.kotak.bank.in/en/home.html
