Easy Street Capital

Payoff & Servicing Specialist

Easy Street Capital  •  Irvine, CA (Onsite)  •  2 hours ago
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Job Description

Easy Street Capital is a private real estate lender serving real estate investors around the country. Defined by an experienced team and innovative loan programs, Easy Street Capital is the ideal financing partner for real estate investors of all experience levels and specialties. Whether an investor is fixing and flipping, financing a cash-flowing rental, or building ground-up, we have a solution to fit those needs.

Easy Street Capital is seeking a Payoff & Servicing Specialist to manage payoff, reinstatement, and Verification of Mortgage (VOM) requests across our growing residential mortgage portfolio.

This is a hands-on role for someone who understands the logic behind loan-level calculations and can identify when something does not look right. The right person will take ownership of requests from receipt through completion.

Responsibilities:

  • Generate, review, and distribute payoff statements for loans serviced in-house
  • Review and approve payoff statements for sold loans serviced by FCI
  • Generate, review, and distribute reinstatement quotes and Verifications of Mortgage (VOMs)
  • Validate principal, interest accruals, default interest, fees, extensions, advances, and applicable credits
  • Research and resolve discrepancies using loan history, servicing data, and supporting documentation
  • Maintain the active payoff and reinstatement tracker for Operations and Accounting to monitor outstanding quotes and incoming wires
  • Provide the frontline Servicing team with status updates and support related to active requests
  • Maintain accurate supporting documentation for exceptions
  • Support additional servicing functions and process improvements as business needs evolve

Qualifications:

Required

  • Bachelor’s degree

  • 2+ years of mortgage servicing, asset management, private lending, loan operations, or related experience

  • Strong numerical and problem-solving skills

  • Highly organized with exceptional attention to detail

  • Ability to manage competing priorities and time-sensitive deadlines

  • Strong written and verbal communication skills

  • Proactive, resourceful, and comfortable taking ownership

Preferred

  • Experience with business-purpose, hard money, bridge, fix-and-flip, or Residential Transition Loans (RTL)

  • Knowledge of Dutch and non-Dutch interest accrual methodologies

  • Knowledge of construction/rehab holdbacks, draw activity, rehab suspense, and interest reserves

Benefits:

  • Company sponsored health insurance
  • Company sponosred 401(k)
  • Paid vacation time
  • Paid sick leave
    • We are looking for the right team member to join our team. If you feel you are that person, please apply!
    Easy Street Capital

    About Easy Street Capital

    Easy Street Capital is a relationship-based investment real estate lender with loan programs for every borrower. Regardless of experience or credit we are able to finance your next investment property. Whether you are buying a property to fix up, building new construction, or generating cash flow from rental units Easy Street Capital has the solution. As a fully discretionary lender we have the ability to customize a loan specifically to meet your individual needs. We look forward to assisting you with your next project.

    Easy Street Capital is a DBA licensed with California Department of Real Estate, BRE#: 02090209 and Easy Street Capital CA, LLC is licensed with the California Department of Financial Protection and Innovation, CFL#: 60DBO-97686. NMLS # 2167568. Arizona Mortgage License Number MB - 1035987. TX- 2167568. ID- MBL-2082167568. OR- 2167568

    Industry
    Finance & Insurance
    Company Size
    51-200 employees
    Headquarters
    Austin, Texas
    Year Founded
    2016
    Website
    easystreetcap.com
    Social Media