Job Description

Join a high-impact team shaping how we deploy capital across Trade & Working Capital. You will partner across Treasury, Risk, Product, and the business to deliver data-driven insights, modernize financial processes, and elevate decisions that drive performance for our clients and our firm.

As a Balance Sheet and Capital Strategy Lead in Trade & Working Capital Business Management within Finance & Business Management (F&BM) for J.P. Morgan Payments in the Commercial & Investment Bank, you lead portfolio-level balance sheet, capital, liquidity, and funding strategy. You will design resilient planning frameworks, build advanced analytics, and deliver executive-ready insights that improve profitability, strengthen risk management, and meet regulatory expectations. You will also drive digital transformation to automate and scale portfolio financial processes and reporting.

Job Responsibilities

• Lead balance sheet, capital, liquidity, and funding optimization for the Trade & Working Capital lending portfolio to improve profitability, pricing, and competitive positioning.
• Design and execute scenario planning and balance sheet frameworks to assess portfolio resilience and inform strategic decisions.
• Build advanced analytics and automated dashboards to monitor exposures, forecast performance, and deliver actionable insights.
• Produce executive-ready financial reporting and analysis for business reviews, strategy discussions, and regulatory deliverables.
• Integrate risk appetite and regulatory requirements, including Comprehensive Capital Analysis and Review (CCAR) and Current Expected Credit Losses (CECL), in partnership with Risk and Finance.
• Partner with Treasury, Product, and Credit Product & Delivery to shape profitability tools, pricing constructs, and related reporting.
• Conduct competitor benchmarking, market trend analysis, and performance assessments to inform portfolio and pricing strategies.
• Drive digital transformation to automate portfolio financial processes, enhancing oversight, transparency, and decision-making.
• Support portfolio and credit management priorities to optimize returns and enable sustainable growth.
• Manage senior stakeholder relationships and advise the Head of Portfolio and Credit on strategy and execution.

Required Qualifications, Capabilities, and Skills

• Bachelor’s degree.
• 10 years of relevant experience in finance, business management, financial analysis, strategy, banking, or related functions.
• Expertise in scenario planning, stress testing, and regulatory frameworks (CCAR, CECL).
• Ability to develop product knowledge across the lending suite, with focus on capital and liquidity requirements.
• Advanced analytics skills leveraging data for predictive and scenario-based insights.
• Strong project management experience leading complex, cross-functional initiatives.
• Demonstrated leadership in automation and digital transformation within finance functions.
• Proven collaboration and influence skills across business and functional stakeholders.
• Strong attention to detail and problem-solving skills, with experience managing and leveraging data for analytics and reporting.
• Excellent written and verbal communication skills, including executive-level presentations.
• High proficiency in Microsoft Excel and PowerPoint; experience with analytics tools such as Tableau, Alteryx, Qlik, and Python.

Preferred Qualifications, Capabilities, and Skills

• Advanced degree (e.g., MBA, MS in Finance or related).
• Experience in capital planning, treasury, risk management, and business strategy within a banking environment.
• Ability to adapt quickly to changing business needs and priorities.

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans