Job Description

A financial services group specializing in investments, payment, and fund administration globally is looking for a Payments & Reconciliation Specialist to join their team.

This is an office-based role and offers a salary of up to €35K + KPI bonus

Role & Responsibilities

• Perform daily reconciliation of client accounts, payment providers, and internal ledgers

• Investigate and resolve reconciliation breaks promptly, escalating discrepancies

• Collaborate with Finance, Payments, Product, and Tech teams

• Ensure compliance with internal controls, safeguarding requirements, and regulatory obligations

• Support internal and external audits

• Prepare month-end reconciliations and reports, highlighting trends, risks, and actionable insights

• Identify process inefficiencies, drive automation, and collaborate on scalable system improvements to reduce manual intervention and reconciliation breaks

• Act as a key contact for reconciliation queries and support resolution of customer-impacting payment issues

• Guide junior team members, review outputs for accuracy, and contribute to defining KPIs, SLAs, and reconciliation standards

Education, Skills & Experience

• 4+ years of experience in reconciliation, payments operations, or finance in fintech, banking, or financial services in Malta

• Fluency in English both written and spoken

• Proven experience in high-volume payments reconciliation across multiple systems

• Experience with client money or safeguarding rules is a plus

• Excellent Excel skills

• Previous experience with ERP or finance systems and reconciliation tools

• Good understanding of payment flows such as cards, SEPA, PSPs, and clearing/settlement

• Keen eye for detail

• Analytical with a proactive and problem solving approach

• Ability to handle large volumes of transaction data

About this role

• Salary of up to €35k + KPI-related bonus

• Office based

• Health Insurance

• Gym allowance

• Internal and external training

• Excellent professional development and career prospects

• Study leave and financial study support

Apply with your detailed CV.

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