Job Description

Are you detail-oriented with a strong understanding of financial transactions and reconciliation? Do you have experience processing ACH, wire transfers, and share drafts? If so, Dow Credit Union is looking for a Payments Accounting Specialist to join our team!

Would you like to join a supportive organization that invests in its employees? Do you want to build a long-term career in the people helping people industry with an established and award-winning company? If so, please read on!

This position earns a competitive minimum starting hourly pay of $25 . We provide terrific benefits, including quarterly and annual incentives, medical, dental, vision, a 401(k) plan, paid holidays, and paid time off (PTO) If this sounds like the right opportunity for you, apply today!

DOW CREDIT UNION: OUR MISSION

In 1937, the country was still in the throes of a severe economic depression that underscored the need for a workable financial plan to enable Dow employees to save for emergencies and obtain convenient, low-cost credit. Two Dow employees heard about the credit union movement, and the rest is history. Today, we serve more than 81,000 members and have over $2.3 billion in assets. Our goal has always been to serve our members to the best of our abilities and provide them with the best value for their money. Every day, we continually strive to improve our level of service by keeping our focus on our members.

In order to do this, we have to hire and retain loyal, team-oriented employees who have genuine care and concern for our members and conduct themselves with integrity and professionalism. That's why we offer competitive pay, excellent benefits, and a positive work culture We truly respect each other and actively encourage diversity, equity, and inclusion (DEI). We are an equal-opportunity employer.

Payments Accounting Specialist

What You'll Do:

✔ Process daily member transactions, including ACH, share drafts, wire transfers, and instant payments

✔ Reconcile reports for ACH transactions, Notice of Changes (NOCs), share drafts, and overdrafts

✔ Investigate and resolve discrepancies with vendors, bank representatives, and internal teams

✔ Maintain and reconcile general ledger accounts, including VISA activity and fixed assets

✔ Process invoice payments, research account issues, and ensure proper authorizations

✔ Support the accounting department with journal entries and loss claims

What We're Looking For:

🔹 Education & Experience:

• Associate's degree required (or equivalent experience in accounting or financial operations)
• 2-4 years of general business experience, with at least 1 year in an accounting or ACH environment preferred
• Accredited ACH Professional (AAP) or National Check Professional (NCP) certification preferred

🔹 Skills & Knowledge:

• Strong understanding of NACHA Rules, UCC, and federal regulations related to ACH, checks, and wires
• Proficiency in Microsoft Office, particularly Excel (intermediate formulas)
• Analytical and problem-solving skills with a keen attention to detail
• Ability to communicate accounting processes clearly to non-accounting staff
• Experience handling confidential financial information with discretion

Why Join Dow Credit Union?

At Dow Credit Union, we are committed to serving our members with excellence and innovation. We offer a collaborative work environment, competitive benefits, and opportunities for professional growth.

If you're ready to bring your accounting expertise to a team that values accuracy, integrity, and service-apply today!