Black Pen Recruitment

Payment Operations Specialist: Operations Maker – Level 1 (FinTech / Digital Assets / Payments / Stablecoins)

Black Pen Recruitment  •  Cape Town, ZA (Hybrid)  •  1 month ago
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Job Description

Our client operates at the intersection of traditional finance and digital asset infrastructure, enabling seamless movement of value across fiat and stablecoin networks. The business is building an institutional-grade, highly controlled payment environment with strong governance, auditability, and operational discipline.



This is a Level 1 “Maker” role within a structured maker-checker control framework. The Payment Operations Specialist is responsible for the accurate preparation, initiation, and recording of all payment transactions, across both: Traditional fiat rails and Stablecoin/blockchain networks

This role is execution-focused, with no approval authority, but plays a critical role in ensuring transaction accuracy, traceability, and operational integrity.

Job Type: Full Time/Permanent

Location:Cape Town

Workplace: Hybrid

Requirements

  • Degree in Finance, Accounting, or related field (preferred)
  • 1–3 years in: Payments operations, Banking operations, FinTech or crypto operations
  • Basic understanding of: Payment flows (SWIFT, internal transfers, settlements), Stablecoins and blockchain fundamentals
  • Exposure to wallet platforms (e.g., Utila, Fireblocks) is advantageous
  • Strong attention to detail (critical)
  • High accuracy in transaction processing
  • Ability to follow structured processes consistently
  • Comfortable working in controlled, audit-driven environments
  • We are specifically looking for candidates who are:
  • Precision-driven and detail-obsessed
  • Process-oriented and disciplined
  • High ownership and accountability mindset
  • Comfortable operating under strict controls and governance
  • Calm and methodical under pressure

Responsibilities

  • Payment Execution: Prepare and initiate fiat (inbound, outbound and internal) and stablecoin transactions (USDT, USDC) with complete accuracy and readiness for approval
  • Wallet Operations: Execute transactions on approved wallet platforms (e.g. Utila, Fireblocks), ensuring strict adherence to address validation and governance controls
  • Transaction Booking: Accurately record all transactions across internal ledgers and platforms, ensuring full traceability
  • Reconciliation: Perform first-level checks between internal systems, bank records, and blockchain activity; identify and escalate discrepancies
  • Monitoring & Exceptions: Track transaction progress across payment rails and blockchain networks; escalate delays, errors, or failures
  • Controls & Compliance: Operate within the maker-checker framework, maintaining strict process discipline and complete audit trails
  • Escalation: Provide clear, structured, and actionable handovers to Level 2 Operations, Treasury, or Compliance
Black Pen Recruitment

About Black Pen Recruitment

Black Pen Recruitment is the leading recruitment agency in fintech and cryptocurrency across Africa. From our headquarters in Cape Town, South Africa, we've been at the forefront of specialised recruitment since 2012, carving out a distinct niche in the landscape of financial technology. Our success story is rooted in our ability to identify top-tier talent and match them with leading companies in the industry. With over 180 clients worldwide and over 120,000 candidates in our database, we've built partnerships with Startups, Scale-ups, SMEs, and Corporates, driving growth and innovation every step of the way. We have also expanded our reach into key sectors including e-Commerce, Digital Banking, SaaS, Tech, and Travel/Tourism.

Black Pen Recruitment stands as a dedicated partner in growing your team, with over a decade of experience. Driven by a vision to bridge the gap between talent and opportunity in the growing fintech and cryptocurrency sectors, we've built a formidable team of internationally trained recruiters who share a passion for excellence and dedication. With a strategic presence in Malta, we have established a global footprint, nurturing relationships with clients worldwide. Our journey has been defined by navigating the frontier of finance and technology, driving excellence in every partnership we forge.

Industry
HR & Recruiting
Company Size
11-50 employees
Headquarters
Cape Town, ZA
Year Founded
2012
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