Job Description

Payment Operations Director

Join Zepz: Breaking Down Borders, Together

Our Meaningful Mission
At Zepz, we're all about breaking down barriers for our customers and our teammates. Our purpose is deeply personal, we provide a lifeline and deliver opportunities to cross-border communities that need it most through cutting edge finance and tech.Zepz is the power behind WorldRemit and Sendwave,  driven by the mission to celebrate the incredible impact migrants have, both at home and abroad. We're not just moving money; we're building a world that truly recognizes and supports global connections.

Who You'll Be Joining
We look for mission-driven builders who thrive in a fast-paced environment connected to a true purpose. We’re an always developing team of experts that enjoy problem solving and bring clarity to tough challenges. At Zepz, we are Relentless Learners, always seeking feedback, and  Responsible Owners, treating company resources like your own. We depend on Transparent Communicators who keep the team aligned through open, honest talk.

Our Core Commitments — What We Live By
Our vibrant and truly diverse culture is built on three core commitments, that guide how we work and interact:

• Integrity: We always do the right thing. It’s simple, but it’s the foundation of everything we build for our customers and each other.
• Outcomes: We work for our customers. Their success and prosperity are the results we focus on delivering.
• Velocity: We are fast! We maintain high energy levels and make smart decisions quickly, keeping us nimble and ahead of the curve.

Perks of Joining Our Team
We believe in empowering colleagues because we genuinely trust our team. Our culture is founded on this high trust, which naturally encourages the high ownership that drives us to meet our shared high expectations and deliver high performance. Our remote-first culture means you have the flexibility to work in your employing country wherever you feel the most focused and productive. This freedom comes with wonderful tailored, location-specific perks designed to support your whole life, not just your work. Think unlimited annual leave , great healthcare benefits, and employee discounts. We want you to thrive and focus entirely on making your biggest impact! In turn, we expect you to bring high ownership and commitment to your work. This is a place where we value trust and high performance, and we'll provide the environment and support needed for you to excel

About the Role
At Zepz, payment operations aren't just a back-office function - they are the critical engine that powers our global cross-border network across WorldRemit and Sendwave. As the Payment Operations Director you will be a hands-on leader who stays deeply in the detail, not above it. Sitting at the intersection of Finance, Engineering, Product, and external payout partners, you will serve as the senior operational owner of all payment functions. By driving down transaction costs and optimising routing velocity, you will directly influence company margins and enable the product team to launch more competitive corridor pricing globally. Your mission is to build an operationally rigorous ecosystem that ensures millions of multi-currency transactions flow seamlessly, automates manual workflows, reduces financial exposure, and optimises transaction execution across sixty continents.

What you bring to the table
Deep payment operations & rail expertise: Extensive, hands-on leadership
experience running high-volume payment operations inside a global FinTech, FX, or
cross-border remittance environment.
Operational decisiveness: You are a proactive problem solver who makes calls quickly
with the information available, driving resolutions without waiting for perfect
conditions or full consensus.
Data-driven accountability: Strong capability to translate operational data into a
clear point of view for senior leadership, using metrics to hold both internal
cross-functional teams and external stakeholders accountable.

What you will focus on
Payment rails & corridor operations: Drive end-to-end transaction execution across
all global payment corridors, ensuring the reliable, accurate, and timely delivery of
funds across bank transfers, card networks, mobile wallets, and cash payout networks.
Decisive route & partner management: Own corridor-level performance metrics
(success rates, payout speed, cost).Transaction monitoring & exception handling:
Build and continuously improve real-time monitoring of transaction flows to detect
issues early. Refine escalation paths and playbooks to resolve transaction exceptions
immediately before they impact customers, treating time-to-resolution as a core
metric.
Process excellence & automation strategy: Design, document, and continuously
improve the core operational processes that underpin payment execution, ledger
matching, and reconciliation. Partner with Engineering and Product to drive the
automation of manual workflows and treat SOPs/runbooks as live operational tools.
Hands-on team leadership: Build, manage, and scale a high-performing team of
payment operations specialists, analysts, and team leads. Set clear goals, conduct
regular performance reviews, and foster a team culture grounded in extreme
ownership, operational rigor, and direct accountability.
Reporting & strategic leadership: Define and own the entire KPI framework for
Payment Operations (including exception volumes, processing times, transaction
success rates, and partner SLA performance). Translate complex operational data into
clear, proactive recommendations and act as a decisive escalation point for complex
operational incidents

Bonus Points if you have
Prior experience using Claude (Anthropic) to accelerate operational analysis, draft training frameworks, or audit internal process documentation. 
Experience implementing heavy-duty enterprise reconciliation tools (e.g., ReconArt, Gresham, Fiserv/Frontier, or similar modular matching platforms).
Deep structural knowledge of local clearing systems across emerging markets, particularly APAC, LATAM, and Africa.

AI Literacy & Tools
As Zepz continues to build AI into how we work, we expect everyone to engage with it as a core part of their role. For this position we are looking for:

• A genuine curiosity about AI and how it can be applied in your area of work — from accelerating analysis and insight generation, to improving how we design and deliver processes and communications.
• Practical experience using AI tools in a professional context — whether to connect information, draft content, build frameworks, or create insights from data. We want people who actively use AI to increase productivity, not those who are waiting to be told to.
• Strong AI literacy — an understanding of what AI assistants can and cannot do, how to prompt effectively, and how to critically evaluate AI-generated output before using it.
• Awareness of the ethical considerations and responsible use of AI in the workplace, particularly in the context of sensitive data, customer experience, and compliance.
• Prior experience using Claude (Anthropic) is a nice-to-have but not essential — what matters most is that you are genuinely engaged with AI as a tool, comfortable experimenting, and eager to share what works with your wider team

If you want to join us in our journey to help break barriers in financial access and improve lives globally, there's no better place or time to join.

Our global team of  800+ people is spread across six continents. We aspire to hire the best mix of people from former Olympians to YouTube influencers and we speak over twenty languages. This incredible diversity isn't a bonus; it's the engine that lets us serve the world.

Ready to Apply? Let’s Go.