Job Description

Are you ready to be at the forefront of digital payment innovation? Join our Payments Operations team and make a meaningful impact by ensuring seamless financial transactions. This is your opportunity to grow your career in a fast-paced environment, where your contributions will be valued and your skills will be honed.

As a Payment Lifecycle Specialist IV within Payments Operations, you will play a crucial role in the smooth transfer of funds between various parties. Working under regular supervision, you will help maintain our reputation for excellent service and secure financial transactions. Your responsibilities will include payment processing across various products, such as the transfer of funds between financial institutions, cardholders, merchants, corporate and retail clients, and the reconciliation of purchase and sales options, futures, or securities. This may involve sanctions screening, payment investigations, funds control, exception processing, resolving reconciliation breaks, and invoicing or cash management activities.

Job responsibilities

• Each staff will be primarily responsible for executing the task assigned in the group which would include, though not exhaustive, setting up clients records on the system, maintaining work log, investigating exceptions etc.

• Responsible for the timely and accurate adding & updating of client’s information in respective Functional applications / Global Systems & mainframes.
• Manage the workflow of BAU, handling requests made to the Static Team from CSO’s, Implementation Team & Internal Departments.
• Ensuring work is processed within established timeframes, is subject to the necessary controls and that targets are met accordingly.
• The role involves interaction with Lines of Business and Internal clients via telephone or email, some of whom maybe of a senior capacity.
• Respond to queries received via mailbox and resolve any client issue on priority
• Working on various BAU Projects assigned from time to time & ensure timely completion of projects. Process any required back-up tasks relating to production, identifying ways to improve current work practices
• The job also involves extensive investigation on a transaction and ageing level. Although the role will have individual responsibilities, expectation will be to contribute to meeting team’s goals and SLA’s.
• Escalate and refer all concerns or non-routine situations to supervisors and managers.

Required Qualifications, Skills and Capabilities:

• Graduate with 1 year of experience in a bank operations environment.

• Demonstrate analytical skills and attention to details, highly organized and deadline oriented, are strengths.

• High Level of Client centricity, sound communication and Solution orientation

• Excellent PC skills, proficient with MS Office suite of products, particularly MS Excel.

• Excellent written and verbal communications, as well as interpersonal skills.

• Assertiveness to ask questions and pursue open issues until resolution in a positive and professional manner.

• Ability to work within a global team environment, spanning several regions, and time zones.

• Willingness to work in WHEM Shift (7:30 PM to 4:30 AM).

Preferred Qualifications, Skills and Capabilities:

• Knowledge of cash & Trade products would be an added advantage.

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.