Job Description

Join a team shaping the future of digital payments and drive your professional growth. Unlock your potential and make a meaningful impact in a fast-paced and innovative environment.

As a Payment Lifecycle Associate I within Payments Operations, you will support day-to-day cash controls and reconciliations for Non Treasury Managed( NTM) currencies, ensuring Client vs. Nostro balances align and exceptions are identified, investigated, and remediated. The role requires strong execution discipline, comfort working with exception reporting (including iRecs), effective escalation to onshore governance partners, and ownership of monthly interest/top-off activities

Job responsibilities

• Review balances for NTM currencies using standard reporting, including Client vs. Nostro positions and iRecs exceptions, across the assigned account population.
• Investigate balance breaks; identify missing cash entries and initiate remediation to resolve breaks within agreed timelines.
• Escalate issues to the onshore team in accordance with governance procedures, supporting tracking, follow-ups, and resolution support.
• Perform month-end activities including posting monthly interest and ensuring accurate top-off activity reflection.

Required qualifications, capabilities, and skills

• Graduate with minimum 4 years of exprience
• Associate-level experience in cash operations, reconciliations, custody/settlement, Asset Servicing or financial controls within a banking/markets environment.
• Demonstrated ability to investigate exceptions, resolve breaks, and maintain strong attention to detail.
• Experience working with reconciliation/exceptions tools (e.g., iRecs or similar) and operational reporting.
• Strong communication skills with the ability to escalate clearly and work across onshore/offshore teams.

Preferred qualifications, capabilities, and skills

• Knowledge of ISO or Swift message processing or management.

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.