Job Description

Technical Paraplanner

Location: Liverpool

Salary: £38,000-£50,000 DOE

This is an opportunity for an experienced Technical Paraplanner to play a central role in the delivery of high-quality financial planning advice. The position focuses on technical analysis, recommendation design, suitability reporting, and ensuring that client outcomes are underpinned by robust research and sound planning principles.

The successful candidate will operate as a key member of the advice team, providing the technical expertise required to develop personalised financial planning solutions across a broad range of client needs and objectives.

The Role

As a Technical Paraplanner, you will be responsible for analysing complex client circumstances, identifying planning opportunities, assessing potential solutions, and producing clear, compliant, and technically accurate recommendations.

Working closely with Financial Planners, Paraplanners, and support teams, you will contribute to the development and implementation of financial planning strategies while maintaining the highest standards of technical integrity and client-focused advice.

This position is ideally suited to an individual who enjoys analytical work, takes pride in technical excellence, and values delivering meaningful outcomes through well-constructed financial planning.

Key Responsibilities

• Analyse client information, fact-finds, cashflow models, and adviser meeting notes to identify planning opportunities and develop suitable recommendations.
• Conduct detailed technical research and analysis across pensions, investments, protection, retirement planning, tax planning, and estate planning.
• Prepare high-quality suitability reports for new business, ongoing reviews, and ad-hoc client recommendations.
• Support the end-to-end advice process, ensuring recommendations are technically robust, compliant, and aligned to client objectives.
• Liaise with advisers and operational teams to manage cases through to implementation and completion.
• Produce technical research documents, recommendation summaries, product comparisons, and supporting documentation.
• Utilise cashflow modelling tools, risk profiling systems, and research platforms to support the advice process.
• Maintain awareness of regulatory developments, legislative changes, taxation updates, and industry best practice.
• Assist in maintaining high standards of technical accuracy and compliance across all client recommendations.

Candidate Profile

The ideal candidate will demonstrate:

• Strong technical knowledge across financial planning disciplines.
• Excellent analytical and problem-solving abilities.
• A meticulous approach to detail and accuracy.
• The ability to interpret complex information and communicate findings clearly.
• Confidence in challenging assumptions and identifying potential risks or inconsistencies.
• Strong organisational skills and the ability to manage multiple cases effectively.
• A collaborative approach to working within a professional advice environment.
• A genuine interest in delivering positive client outcomes through quality financial planning.

Skills & Experience

• Previous experience in a Technical Paraplanning role within a regulated financial planning environment.
• Experience preparing suitability reports and conducting technical research.
• Strong understanding of pensions, investments, protection, taxation, and wider financial planning strategies.
• Familiarity with cashflow modelling and risk profiling software.
• Strong written communication and report-writing skills.
• Ability to work independently while maintaining close collaboration with wider teams.

Qualifications

• Diploma in Regulated Financial Planning (Level 4) or equivalent.
• Progression towards Chartered Financial Planner, Certified Financial Planner (CFP), or other advanced professional qualifications would be advantageous.

What Success Looks Like

• Consistently delivering accurate, well-researched, and compliant recommendations.
• Taking ownership of technical quality throughout the advice process.
• Demonstrating a proactive approach to identifying planning opportunities and potential risks.
• Building trusted relationships with advisers and colleagues through technical expertise and reliability.
• Contributing to a culture of continuous improvement, professional development, and client-centric financial planning.

Career Development

This role offers the opportunity to develop as a technical specialist within financial planning, providing significant exposure to complex client scenarios and sophisticated planning strategies. The position is designed for individuals who wish to deepen their technical expertise and establish themselves as subject matter experts within a professional financial planning environment.