Westamerica Bank

Operations Analyst

Westamerica Bank  •  $32k - $52k/yr  •  Fairfield, CA (Onsite)  •  1 month ago
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Job Description

Westamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals: Delivering a wide variety of financial services with a superior customer service guarantee.

Weekly Working Hours: 40

Under general managerial direction: Analyzes various Operational, Systems, or financial processes for assigned department and/or division.

ESSENTIAL FUNCTIONS:

  • Facilitate the processing of ACH origination files adhering to internal and industry deadlines.
  • Assist internal and external callers with troubleshooting inquires, research and problem resolution.
  • Support other operational functions including but not limited to Remote Deposit Capture, eStatements, Online Banking and Cash Management.
  • Ensure compliance with all regulations, policies, and procedures. Attend continuing education in regulatory compliance related to their assigned job responsibilities.
  • Participates in special projects and performs additional job-related duties as required and back-up to all ACH Operations.
  • Implements upgrades to electronic bank products.
  • Performs other duties as assigned including the support of other automated products and services.

MINIMUM KNOWLEDGE, PRIOR WORK EXPERIENCE, AND SKILLS NEEDED TO PERFORM JOB FUNCTIONS:

Previous work experience in financial and production process analysis, preferably within a financial institution: Bachelor's degree in accounting, Industrial Engineering/Quantitative Analysis or related field desirable. Excellent analytical, communication and organizational skills required. Strong PC Lotus 1-2-3 and related software application skills required.

PHYSICAL DEMANDS:

Works for extended periods of time on PC.

MENTAL DEMANDS:

- Analyze and recommend changes to current operational and system procedures to increase production and decrease expenses.

- Prioritize multiple demands while meeting strict project deadlines.

- Identify new technologies or enhancements to current systems to further automate operations.

- Program upgrade and/or changes to automated processes.

EQUIPMENT USED TO PERFORM FUNCTIONS:

PC, printer, telephone.

DECISION MAKING: (Give examples of decisions and recommendation made by incumbent)

- Identify how to consolidate various user requirements to produce a useable system or procedure upgrade which meet a variety of needs.

- Develop and present cost benefits analysis related to recommendations.

SUPERVISORY RESPONSIBILITY: (List number of subordinates)

Directly Supervised: -0-

Supervised by Subordinates: -0-

FINANCIAL IMPACT:

Actions directly impact the division's annual expense budget of approximately $15.5 million.

Requirements

EOE

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Westamerica Bank

About Westamerica Bank

Westamerica Bancorporation is the holding company for Westamerica Bank, a regional community bank providing consumer and commercial financing for more than 80 branches throughout Northern and Central California. First chartered in 1884, we've grown into one of the most stable community banks in the nation, and the seventh largest bank headquartered in California.

A Proven Past – A Strong Financial Future

Westamerica Bancorporation maintains exceptional asset quality, and our capital ratios exceed regulatory standards for "well-capitalized"​ companies. Our outstanding loan quality, loan loss reserve, earnings, and capital ratios place us among the top-performing financial institutions in the nation for financial health and safety. Westamerica receives continued recognition by analysts as a very healthy community banking company. Independent bank rating agencies, including Findley Reports and Veribanc, consistently reaffirm their positive ratings. In fact, Veribanc has awarded us their "Blue Ribbon"​ in recognition of our safety, soundness and financial strength. Our senior management team has been a steady force, attesting to our clear, consistent direction and long-term stability. Our stock is traded on the NASDAQ stock market under the symbol WABC.

Industry
Finance & Insurance
Company Size
201-500 employees
Headquarters
Unknown
Year Founded
1884
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