Job Description

Job Location 1000 Mount Laurel - Mount Laurel, NJ 08054 Position Type Full Time Education Level High School Salary Range $40.00 - $50.00 Hourly

Job Category Finance

***Note to all Arizona Candidates: Please apply to the positions labeled "Arizona" on our Careers page. All candidates who wish to work out of Arizona must apply to the position specific to Arizona.***

AnnieMac Home Mortgage is looking to hire a Full-Time Non-QM Underwriter to be responsible for the underwriting of loans in accordance with company and investor guidelines. Candidates should have experience directly or indirectly related to the Mortgage Industry. Under the direct supervision of the Underwriting Manager the accountabilities and job activities of the Non-QM Underwriter position include, but are not limited, to the following:

• Timely underwriting of loan credit packages and appraisals for compliance with various investor and government agency guidelines.
• Contact with private investors and government agencies to resolve any issues or questions that may arise on loan files, programs, etc.
• Review and analyze income from both personal and corporate tax returns.
• Communicate decision on loans to appropriate parties both verbally and in writing.
• Analyze loan packages for any sign of fraudulent documentation or information.
• Work with Loan Originators to restructure questionable loans into a salable package.
• Remain informed of all government regulations, requirements and laws for both branch and broker submissions.
• Consult with the Processing and Closing departments to ensure that all underwriting conditions are met prior to closing the loan.
• Review and clear all underwriting conditions prior to closing.

Qualifications

• 5 years Conventional front-line underwriting.
• 3 years manual underwriting (Jumbo, Non-QM, conv, FHA) required.
• 2 years Non-QM underwriting experience required.
• Pass pre-hire assessment.
• Complete new hire training including underwriting of test cases and second level review of “live” loans.
• Knowledge of various investor guidelines and requirements.
• Minimum of 20 mbps download and 3 mbps upload internet bandwidth speeds are required for all remote positions.

Work Environment/Physical Demands/ Essential Job Functions: Will have to spend long hours sitting and using office equipment and computers, which can cause muscle and eye strain. Some travel is required.

***AnnieMac Home Mortgage participates in E-Verify.***

***AnnieMac Home Mortgage is an Equal Opportunity Employer***