Job Description

Our team is redefining the industry – and creating a culture of excellence.

Founded in 2011, Atlantic Cost Mortgage embodies a people-first culture built on commitment, character, and innovation. Growing from 16 employees to over 200, our team is the most essential factor in our mission to redefine the mortgage industry. We believe people do their best work in an environment designed for success. This is why we’re so proud to have been recognized by the Washington Post as a 2018, 2019, 2020, 2021, 2022 Top Workplace Award Winner. As we continue to grow, we're looking for more than employees; we're looking for driven, energetic, and creative problem-solvers. If that's you and you're looking to build your career with an organization driven by a vision to disrupt and change our industry for the better - we'd love to talk.

Atlantic Coast Mortgage is seeking a qualified Loan Officer with experience in non-QM lending to help real estate investors access flexible financing options. If you enjoy working with investors and structuring creative solutions, we’d love to talk with you. Join a team that’s focused on helping investors through smart financing.

This position requires registration with the National Mortgage Licensing System and Registry (NMLS), as created under the federal S.A.F.E. Act.

Responsibilities

• Originate non-QM Loans for real estate investors
• Work directly with clients to understand their goals and recommend loan solutions
• Review investor and property profiles to determine loan eligibility.
• Clearly explain loan terms, benefits, and requirements to clients.
• Provide friendly, accurate, professional service to borrowers and internal business partners by responding promptly to messages and correspondence.
• To keep informed of all origination, processing, appraisal, underwriting, and closing requirements for both company and investor guidelines.
• Stay informed on non-QM guidelines, loan products, and market updates.
• Maintain a professional image and standards consistent with company policies and procedures.
• Follow through on all professional conditions and education requirements for licensure.

Qualifications

• At least two years of experience originating non-QM loans.
• Familiarity with real estate investment strategies.
• Thorough understanding of the local real estate market and the mortgage industry.
• Ability to comprehend, analyze, and explain multiple, complex loan programs, financing options, and basic mathematical principles.
• Clear and effective communication.
• Strong multi-tasking, self-management, and self-motivating skills

ACM promotes an Equal Employment Opportunity (EEO) workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability, protected veteran status, or any other status protected by law. If you are disabled and need assistance in the application process, please contact the ACM Human Resources department.