Tata Capital

National Head - Product - Gold Loan - Mumbai - Lodha (I-Think Techno Campus) - 2nd Floor - (M7-M9)

Tata Capital  •  Republic of India (Onsite)  •  2 days ago
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Job Description

Team and Stakeholder Management:

  • Lead, mentor, and develop a high-performing team across areas of MIS, Product and Channel Management.
  • Foster a culture of collaboration, innovation, and customer-centricity within the department.
  • Ensure that the team is equipped with the skills and knowledge to meet business objectives.

Budgeting and Monitoring Vis-à-vis Actuals:

  • Ensure End to End budgeting of Sales Business nos. and its related manpower.
  • Monthly monitoring of actuals against the approved budget.
  • Analysing and sharing insights to senior management on variances against the budget.
  • Understanding P & L line items and being single point of contact for Sales team to provide understanding on the same.

Vendor and Stakeholder Management:

  • Manage relationships with external vendors (channel Partners) and internal service providers.
  • Liaise with internal stakeholders, including finance, accounting, and sales team, to address issues and requirements.

Reporting and Analysis:

  • Provide support and maintenance to existing management information systems (MIS).
  • Review of daily MIS published by team for maintaining accuracy.
  • Analyse payout data to identify trends, areas for improvement, and opportunities for optimization.
  • Provide insights and recommendations to senior management for process enhancements.

Compliance and Risk Management:

  • Ensure that all activities comply with relevant regulatory requirements and company policies.
  • Reverting to queries raised by regulators in timely manner

Customer Support (Internal and External) and Process Improvement:

  • Address and resolve any inquiries and ensure high levels of internal/external customer satisfaction by providing timely and accurate responses.
  • Continue to evaluate and improve processes to enhance efficiency, reduce costs, and improve accuracy by implementing best practices and leverage technology.
  • Monitor customer complaints and provide adequate revert on the same.

New Product, Scheme & Product Management - End to end

  • Support and manage a clear product roadmap, prioritizing features, updates, and innovations based on business goals and customer feedback.
  • Review of Gold Loan product Schemes and ensuring scheme release within TAT,
  • Review of Claim and provisions.
  • LOS (New & Existing)

Education: Minimum Degree: MBA / Chartered Accountant or equivalent Post graduation degree

Team and Stakeholder Management:

  • Lead, mentor, and develop a high-performing team across areas of MIS, Product and Channel Management.
  • Foster a culture of collaboration, innovation, and customer-centricity within the department.
  • Ensure that the team is equipped with the skills and knowledge to meet business objectives.

Budgeting and Monitoring Vis-à-vis Actuals:

  • Ensure End to End budgeting of Sales Business nos. and its related manpower.
  • Monthly monitoring of actuals against the approved budget.
  • Analysing and sharing insights to senior management on variances against the budget.
  • Understanding P & L line items and being single point of contact for Sales team to provide understanding on the same.

Vendor and Stakeholder Management:

  • Manage relationships with external vendors (channel Partners) and internal service providers.
  • Liaise with internal stakeholders, including finance, accounting, and sales team, to address issues and requirements.

Reporting and Analysis:

  • Provide support and maintenance to existing management information systems (MIS).
  • Review of daily MIS published by team for maintaining accuracy.
  • Analyse payout data to identify trends, areas for improvement, and opportunities for optimization.
  • Provide insights and recommendations to senior management for process enhancements.

Compliance and Risk Management:

  • Ensure that all activities comply with relevant regulatory requirements and company policies.
  • Reverting to queries raised by regulators in timely manner

Customer Support (Internal and External) and Process Improvement:

  • Address and resolve any inquiries and ensure high levels of internal/external customer satisfaction by providing timely and accurate responses.
  • Continue to evaluate and improve processes to enhance efficiency, reduce costs, and improve accuracy by implementing best practices and leverage technology.
  • Monitor customer complaints and provide adequate revert on the same.

New Product, Scheme & Product Management - End to end

  • Support and manage a clear product roadmap, prioritizing features, updates, and innovations based on business goals and customer feedback.
  • Review of Gold Loan product Schemes and ensuring scheme release within TAT,
  • Review of Claim and provisions.
  • LOS (New & Existing)

Education: Minimum Degree: MBA / Chartered Accountant or equivalent Post graduation degree

Tata Capital

About Tata Capital

Tata Capital Limited is a subsidiary of Tata Sons Limited. The Company is registered with the Reserve Bank of India as a Core Investment Company and offers through itself and its subsidiaries fund and fee-based financial services to its customers, under the Tata Capital brand.

As a trusted and customer-centric, one-stop financial services provider, Tata Capital caters to the diverse needs of retail, corporate and institutional customers, across various areas of business namely the Commercial Finance, Infrastructure Finance, Cleantech Finance, Wealth Management, Consumer Loans and distribution and marketing of Tata Cards. Tata Capital has over 500+ branches spanning all critical markets in India.

Industry
Finance & Insurance
Company Size
10,000+ employees
Headquarters
Mumbai, IN
Year Founded
2007
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