Job Description

About this Role

Mortgage Home Loan Advisor (Commission-Only)

Do you hate sitting in an office all day? This position actually requires that you spend more than 80% of your time outside of your office. Like meeting new people and helping people to finance a new home? Read further to check out this opportunity.

In this Role You Will

• Sourcing leads for mortgage home loans
• Meet with perspective borrowers to obtain loan applications, explain application process, fees involved, and different programs available, etc.
• Analyze perspective borrowers' financial status (income and debt) by obtaining required paperwork needed for loan submission and to notify borrower of credit report/appraisals ordered to determine feasibility of making a mortgage loan
• Submit completed applications and confer with underwriters to aid in resolving mortgage application concerns
• Advise borrowers of underwriting decisions, work with the borrower and underwriter to ensure all underwriting conditions are met
• Work with both the processor and borrower, if loan is denied, about reconstructing loan under a different program
• Coordinate loan closing, escrow signing, ordering of loan documents and assisting borrowers in the closing process

Qualifications, Competencies and Skills

Have a high school diploma or general education degree (GED)

Have one to two years related experience and/or training

Are proficient with Windows-based software

Have the ability to drive a car or obtain other reliable transportation is required

Are able to speak, read, write and effectively interpret documents and reports

Have competent math skills

Are registered under the Nationwide Mortgage Licensing System (NMLS) - required upon hire

Are self-motivated and extremely detail oriented

Thrive in a fast-paced, constantly changing environment

What Do You Need for this Position?

About Us

Be a part of a growing company that is truly committed to its employees and clients. Consider joining the First Bank family. As a member of our family, you are part of one of the largest independent banks in the U.S. We are proud of our growth and success over the past 100 years and look forward to a bright and promising future.

Diversity

At First Bank one of our biggest strengths is the diversity of our people. Our mission is to capitalize on the diversity of our associates and promote personal and professional development throughout every area of the organization. We encourage diversity by actively seeking employees from various backgrounds, walks of life, and job skills. We strongly encourage you to apply whenever a First Bank job opportunity interests you.

First Bank is a VEVRAA Federal Contractor and an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected Veteran status.

Attn: Applicants interested in a San Francisco based position: First Bank will consider qualified applicants with a criminal history in a manner consistent with the San Francisco Fair Chance Ordinance.