Members Achieve More isn't just a tagline for us, it's part of everything we do! We're looking for passionate individuals to join our team to help us maintain that focus every day. Want to work somewhere that's remained strong for 90 years, that encourages you to learn, grow, and pursue your dreams? If yes, then read on...
The Mortgage Originator is a mortgage origination position for PSECU’s Mortgage products.
Schedule: Monday - Friday 9:00am - 5:00pm, some weekend work required.
In this position, you will
• Consult with and advise borrowers on 1st Mortgage product options to educate and guide borrowers through the entire mortgage loan process from prequalification to closing
• Display professionalism in dress attire when meeting members, realtors, builders and centers of influence to promote PSECU.
• Use Credit Union Resources to: Handle incoming calls and emails related to construction financing. Qualify borrowers. Originate applications. Collect needed loan file documentation from borrowers. Submit loan files in a timely manner to be disclosed, underwritten, and approved. Review timelines, prequalification letter, estimated cost sheet, loan disclosure documents, conditional approval letter with conditions and CD with borrowers. Follow-up to keep realtors, builders and borrowers informed throughout the loan process. Maintain communication with processors and underwriters for loan status and loan file gets cleared to close on time. Review pipelines to be sure all new loans are decisioned to meet RESPA compliance. Maintain an organized work area. Assist with on-the-job training of new employees in the unit. Assist with projects as assigned in support of Revenue Growth and Lending mission and objectives. Perform data entry and clerical/general office support work as assigned. Assist with testing of LOS upgrades or new products. Display professionalism in dress attire when meeting members, realtors, builders and centers of influence to promote PSECU.
• Maintain confidentiality, in particular with credit union account information, as well as other information designated as confidential.
• Resolve borrower/member problems professionally whether over the phone, in person or through correspondence. Recognize early signs of member disservice and staff related problems and convey concerns and or problems promptly to immediate supervisor
• Other duties and responsibilities as assigned.
Qualifications:
Bachelors (Required)Any equivalent combination of experience and education. | Required
Five years of secondary market, outside first mortgage origination Established sales experience with realtors, builders and/or affinity groups | RequiredNMLS/MLO - PA Dept of State
Opened in 1934, PSECU was founded by 22 ordinary people who made an extraordinary commitment to each other: To create a financial institution where pooled resources benefit all members. Today, we are a full-service credit union serving more than 500,000 members with $7 billion in assets. As a not-for-profit financial institution, our goal remains to help our members and their families achieve a better life.
Be part of the story: www.psecu.com/join
PSECU is federally insured by the National Credit Union Administration. PSECU is an Equal Opportunity and Housing Lender. Social Media Terms: https://bit.ly/30YJfeq
