Job Description

•  Initial Loan Package Review.
• Review incoming credit packages and loan application files for completeness and accuracy.
• Ensure all required documents are included per loan program guidelines (Non-QM, Alternative Documentation, Conventional, FHA).
• Identify any missing or incomplete documentation.
• Confirm that all sections of the Uniform Residential Loan Application (URLA/1003) are properly completed.
• Validate borrower data including personal information, loan purpose, property details, and employment history.
• Verify that the appropriate income documentation (e.g., pay stubs, W-2s, tax returns, self-employment documentation) is present according to loan program requirements.
• Communicate professionally and proactively with mortgage brokers, loan officers and processors to request and follow up on missing or incomplete items.
• Track and document communications regarding outstanding documentation.
• File Preparation for Underwriting.
• Organize and prepare complete loan files for submission to underwriting.
• Confirm that all required documents are uploaded into the loan origination system (LOS) in the correct format and order.
• Prioritize workload to meet internal deadlines and posted service level agreements (SLAs).
• Accurately update loan statuses and document receipt in LOS and/or tracking systems.
• Maintain detailed and organized records of loan file contents and communications.  

• High school diploma or equivalent required; associate or bachelor’s degree preferred.
• 1+ years of experience in mortgage, banking, or financial services preferred.
• Strong attention to detail and organizational skills.
• Excellent written and verbal communication.
• Ability to manage multiple tasks and deadlines.
• Proficient in Microsoft Office (Word, Excel, Outlook) and familiar with loan origination systems (e.g., Encompass, Calyx, etc.).
• Knowledge of mortgage loan documents and compliance guidelines a plus.

• Be part of a fast-growing company changing the game in Non-QM
• Competitive compensation and performance-based bonuses
• Collaborative and entrepreneurial culture
• Opportunities for career advancement and innovation