Job Description
Join the DFCU Financial team today, and discover the benefits, rewards and development opportunities from one of the largest and best managed credit unions in the country.
The Opportunity: We are seeking Mortgage Loan Officer(s) in the Grand Rapids area. In this role, the Mortgage Loan Officer is responsible for all requirements in the originating of mortgage applications for the DFCU portfolio and saleable loans to the secondary market.
What You’ll Do:
• Maintain a relationship with the local real estate community, offering information on our products and services.
• Proactively network to generate business.
• Work with borrowers to recommend a course of action based on the borrower’s goal to be pre-approved, refinance or purchase a property.
• Respond to borrowers both inside and outside the office, answering inquiries and accepting applications in person, by phone or online.
• Review borrower supplied documentation to confirm it meets requirements prior to sending to the processing center.
• Assist processing team with borrower interaction as required.
• Assist in training less experienced employees when requested.
• Assist with business development efforts for the Mortgage Services department.
• Attend local Board of Realtors functions.
What You'll Need:
• High School diploma or equivalent.
• Minimum three years current experience as a Mortgage Loan Officer with annual production levels exceeding $8 million.
• Demonstrated knowledge of mortgage regulations and secondary market requirements.
• Excellent interpersonal skills, including effective verbal and written communication.
• Detail oriented with strong organizational skills.
• Ability to work independently and within a team environment.
• Consistent positive, cooperative, self-motivated, courteous and professional attitude.
• May require some evening and Saturday hours.
What We Offer:
• 401k plan match, dollar for dollar up to 4%
• Tuition reimbursement / Education assistance
• Medical, dental and vision insurance effective date of hire
• Health savings account (HSA)
• Flexible spending accounts for medical and dependent care expenses
• Adoption assistance for qualified expenses maximum $10,000 per child
• Wellness initiatives and reimbursements
• Pre-paid legal services plan
• Identity protection plan
• Accident supplemental plan
• Short- & long-term disability plans paid for by company
• Company provided basic life insurance of $50,000 plus supplemental for employee, spouse, and child
• Pet Insurance
• Paid time off
• Paid holidays (13 per year)
• Free financial planning assistance
• Paid lunch time
• Numerous fun employee events throughout the year
• Volunteer and community engagement opportunities
• Employee loan discounts (closed-end loans)
• Service / anniversary awards
• Employee discounts for company logo wear
• Recognition and awards for outstanding team and individual performance (branch and member service center employees)
• Employee referral payouts for recruiting your friends and family
• Ongoing training opportunities
• Leadership development program
• Flexible scheduling for students
Equal Opportunity Employer / Disabled / Veterans
