Job Description

FIRSTRUST BANK
RECOGNIZES THE LEADER IN YOU
As one of the region’s foremost community banking institutions, we take pride in fostering leadership.
As a Firstrust employee, your growth is our growth.

For you, that means great benefits, performance-based pay, a meaningful role, and resources to help
your success.

For us, that means employees who offer exemplary customer service with a commitment to our values
- honesty, integrity and accountability.

*Mortgage Loan Officer Positions - PA, NJ, and Maryland Opportunities!* Originates residential mortgage loans in accordance with the guidelines of Firstrust Bank and/or its investors. Follows through from the origination process through and after loan closing to ensure customer satisfaction. The position is challenged to meet loan production goals, while ensuring the quality standards and compliance requirements.

JOB DUTIES AND RESPONSIBILITIES:
• Originates quality mortgage loans in accordance with the required goals as established by Firstrust Bank.
• Accurately completes all required application documents in accordance with the guidelines of Firstrust Bank and/or its investors.
• Requests necessary documentation from borrowers to insure loans conform to the guidelines and program requirements.
• Submits complete mortgage applications to the lending department for processing in a timely fashion.
• Ensures all loans are processed and closed in a timely, accurate, and quality manner in order to establish and maintain total customer satisfaction.
• Actively solicits mortgage loan business from external loan sources such realtors, builders, financial advisors, accountants, etc.
• Actively solicits mortgage loan business from internal loan sources such as Relationship Managers and Business Development Officers.
• Exhibits and shows support of both the Mission and Core Values of Firstrust Bank.
• Ensures daily compliance with all federal (Sarbanes-Oxley Act, Section 404) and state regulations.
• Perform other duties as assigned by the President of Mortgage Lending and the Vice President of Mortgage Lending.

PHYSICAL AND SENSORY REQUIREMENTS:
• Prolonged periods sitting at a desk and working on a computer.
• Views and prepares loan applications via a computer terminal.
• Ability to use standard office equipment such as fax and copier.
• Travel to customer sites as necessary.
• Ability to communicate effectively to solicit new business. Ability to converse with internal and external clients to exchange information.
• Lift files/documents up to 10 pounds.

EDUCATION, TRAINING, AND EXPERIENCE:
• Two plus years of retail, residential mortgage sales experience
• Active NMLS License
• Documented residential mortgage loan origination volume in the past 12 months of $10 million
• A complete understanding of residential lending from origination through closing/delivery
• Previous experience on a mortgage loan origination system
• Established relationships with local referral networks
• Excellent verbal and written communication with the ability to effectively explain programs, loan terms and features, policies and benefits to customers
• In-depth understanding and knowledge of the mortgage lending process and applicable regulatory requirements
• Excellent interpersonal and negotiation skills
• Strong analytical and organizational skills
• College degree preferred
• Demonstrated PC/computer skills with a solid understanding of MS office (Word, Excel and Outlook)

Firstrust Bank provides equal employment opportunity without regard to race, color, creed, sex (including pregnancy), age, gender, (including gender nonconformity and status as a transgender or transsexual individual), physical or mental disability, religion, national origin, genetics, marital status, veteran’s status, ancestry, citizenship, sexual orientation, or other characteristics protected by applicable law. This policy applies to all areas of employment, including, without limitation, recruitment, hiring, training and development, promotion, transfer, termination, compensation, benefits, and all other conditions and privileges of employment in accordance with applicable federal, state and local laws.

Firstrust Bank is an Equal Opportunity Employer.

If you have a disability and need an accommodation to complete the application process, please email Firstrust Bank Human Resources Department HResources@firstrust.com. Include your full name, best way to reach you, and the accommodation needed to assist with the application process.

Firstrust provides reasonable accommodations so that disabled individuals may participate in the application and selection process. Please state your reasonable accommodation request for assistance in your message.

Only reasonable accommodation requests related to applying for a specific position within Firstrust will be reviewed at the email address and phone number supplied.

Please advise Firstrust of any accommodation you require to express an interest in a specific opening by emailing or calling: reasonableaccomdations@firstrust.com or 215-728-8265