Job Description

This role requires a hybrid schedule and will be based in our South Charlotte, NC Headquarters (Tuesday through Thursday) and work fully remotely on Mondays and Fridays each week.

We are seeking a deadline-focused, inquisitive, and highly accountable Mortgage Lending Operations Manager to serve as our Qualified Individual (QI) and lead the end-to-end oversight of our mortgage brokering operation. This is a high-visibility role within our Commercial division, reporting to the Head of Client Success. You will be the primary architect of our "First Line of Defense" governance model, ensuring that as we move deeper into broker functions, our technology, marketing, and partnerships remain in lock-step with the highest regulatory standards—particularly as we expand our operations in the New York market.

An active New York MLO license is preferred; however, if not currently held, you must be eligible to obtain licensure and be approved as the QI by the NYDFS concurrently with our entity registration. Your continued tenure in this role is dependent upon your ability to support Bankrate in obtaining and maintaining this registration.

What You’ll Do:

• Regulatory Leadership: Serve as Bankrate’s QI for current and future mortgage and consumer lending licenses and registrations.
• First Line of Defense Governance: Design and launch new operational governance processes from scratch. This includes establishing protocols for collecting consumer PII, managing data consent for third-party integrations (e.g., credit bureaus, Plaid), and auditing pre-approval letter logic.
• Operational Oversight: Provide end-to-end oversight of the mortgage journey. Partner with Marketing to ensure advertisements meet regulatory standards, and work with Product/Tech to refine matching algorithms and lender integrations.
• Commercial Integration: Collaborate with Sales and Account Management to optimize lender performance. Act as a "constructive challenger," ensuring new business cases (e.g., pre-qualification tech) are refined for risk management without sacrificing distribution scale.
• External Representation: Represent Bankrate in conversations with lender partners and regulators.
• AI Productivity: Utilize enterprise licenses for Gemini, Claude, etc. to scale your productivity, automate monitoring, and streamline document management.

What We’re Looking For:

• New York Qualifier: The primary objective of this role is to serve as the Qualifying Individual for the New York Mortgage Broker Registration. As this position is a regulatory requirement, your tenure relies on the ability to support Bankrate in obtaining and maintaining this registration. If you do not hold a New York MLO license, you will apply for it concurrently with Bankrate's application for registration.
• Regulatory Contingency Note that employment in this position is contingent upon the New York Department of Financial Services' (NYDFS) approval of the candidate as Bankrate's Qualifier. Because this approval is a prerequisite for performing the core function of the role, an inability to secure or maintain this designation, as determined by NYDFS, will result in the candidate being ineligible for continued employment in this role.

Additional Experience:

• Underwriting Expertise: A minimum of 2+ years of recent verifiable experience in the credit analysis and/or underwriting of residential mortgage loans. You must be able to demonstrate a technical background in evaluating borrower income, credit risk, and collateral.
• Licensing: Must currently hold or expeditiously apply for the following MLO licenses upon hire: AR, CT, FL, IN-SOS, MT, NV, NM, NC, OH, OK, RI, TX-SML, WV. Also: NJ Qualified Individual and WA Designated Broker.
• Industry Tenure: 3+ years of general mortgage industry experience gained within the past 5 years.
• Problem Solver: Proven ability to design and implement operational processes from scratch. You are diligent, organized, and comfortable with high-stakes accountability.

Compensation:

This range reflects total cash compensation, which may include base salary only or base salary plus target bonus, depending on the role. Where eligible, equity may also be offered separately and not included below. Actual compensation varies based on location, experience, and qualifications.

• Total Cash Compensation Range: $122,000 - $152,000 per year

Additionally, the following benefits are provided by Red Ventures, subject to eligibility requirements.

• Health Insurance Coverage (medical, dental, and vision)
• Life Insurance
• Short and Long-Term Disability Insurance
• Flexible Spending Accounts
• Holiday Pay
• 401(k) with match
• Employee Assistance Program
• Paid Parental Bonding Benefit Program
• Flexible Paid Time Off (PTO): We believe time to rest and recharge is essential. That’s why we offer a generous and flexible PTO policy. Full-time employees accrue 20 days of PTO for a full calendar year annually, with an increase to 25 days after five years of service.

Who We Are:

For the Bankrate website click here Curious how Bankrate fits into Red Ventures? Click here.

Bankrate is redefining the future of financial decision-making. For nearly five decades, we’ve empowered tens of millions of consumers to make smarter financial choices and helped hundreds of leading financial institutions grow. Today, we’re evolving from a marketplace into a next-generation technology platform—underpinned by proprietary data, AI-driven innovation, and deep enterprise integrations. With our track record of delivering consumers quantifiably better offers—for example, on home loans where we lead the market—Bankrate stands at the center of the $60B U.S. financial services acquisition opportunity. As we expand through omnichannel marketing and strategic partnerships, and launch unique consumer product applications, we’re building a more efficient, personalized, and connected financial ecosystem—one grounded in trust. Join us as we transform five decades of credibility into the next era of financial technology.

Red Ventures is an equal opportunity employer that does not discriminate against any employee or applicant because of race, creed, color, religion, gender, sexual orientation, gender identity/expression, national origin, disability, age, genetic information, veteran status, marital status, pregnancy or any other basis protected by law. Employment at Red Ventures is based solely on a person's merit and qualifications.

We are committed to providing equal employment opportunities to qualified individuals with disabilities. This includes providing reasonable accommodation where appropriate. Should you require a reasonable accommodation to apply or participate in the job application or interview process, please contact accommodation@redventures.com.

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