First Farmers Bank & Trust

Mortgage Denial/HDMA Review Specialist

First Farmers Bank & Trust  •  $19 - $22/hr  •  Kokomo, IN (Onsite)  •  3 hours ago
Apply
AI can make mistakes so check important info. Chat history is never stored.

Job Description

Mortgage Denial/HDMA Review Specialist

Kokomo, IN

$19-$22/hr depending on experience

About First Farmers Bank & Trust

First Farmers Bank & Trust has been proudly serving families, farms, and businesses since 1885, building relationships rooted in trust and community. With over 140 years of experience, we’ve grown to become one of the largest community banks in Indiana and Illinois, offering a full range of financial services—from personal and business banking to agricultural lending and mortgage solutions.

Our mission is simple: deliver personalized financial services while fostering strong relationships that help our communities thrive. We believe in combining today’s digital banking convenience with the traditional values of integrity, perseverance, and customer care.

With 37 branches in Indiana and Illinois, we remain deeply committed to the communities we serve. Through initiatives like financial education programs, scholarships, volunteerism, and local partnerships, we invest in what matters most—people.

At First Farmers, we also invest in our employees. We offer competitive benefits, opportunities for professional growth, and a culture that values collaboration and community engagement. When you join our team, you’re not just starting a job—you’re joining a company built on heart and grit.

Provides support for our mortgage and loan processing workflow. Expertise in Conventional and HELOC Mortgage products requiring knowledge of departmental procedures. Review and verifies loan documents for accuracy in reporting of Denied loans and HMDA per Compliance and Investor regulations. Making certain that all loans are meeting the required TRID timelines. Maintains and prepares files on each loan type and ensures that information is complete and accurate.

DUTIES:

  • Manage Denial Pipeline for TRID Compliance
  • Review and manage presented loans for Denial
  • Manage eFolder for documentation accuracy
  • Issue Statement of Denial upon 2nd review confirmation
  • Verify/Correct HMDA Information on all loans required to report on LAR
  • Pull HMDA LAR report and review for accuracy
  • Track recorded documents and review final title policies to comply with investor regulations
  • Ensure documentation flows to core storage
  • All other job duties as assigned

Requirements

Minimum Qualifications

  • Must have a high school diploma

Preferred Qualifications

  • Previous Mortgage Loan experience
  • Strong working knowledge of lending policies, procedures and documentation requirements
  • Previous Mortgage loan experience with general knowledge of Government Loans

Skills

  • Must have good communication skills and the ability to work with all personnel
  • Must possess good computer and time management skills
  • Has the ability to achieve profit, growth, and customer service objectives within Bank Policies guidelines
  • Must have strong attention to detail

Benefits Overview:

At First Farmers Bank & Trust, we offer a comprehensive benefits package designed to support your health, financial well-being, and work-life balance:

Health & Wellness

  • Medical Insurance (eligible on date of hire) with options for High Deductible Health Plan (HDHP) and Co-Pay Plan
  • Vision Coverage
  • Dental Coverage
  • Prescription Plan
  • Wellness Incentive – earn up to $25 per pay period toward premium reduction

Financial Security

  • Life & Accidental Death & Dismemberment Insurance – 100% employer-paid
  • Short & Long-Term Disability Insurance – 100% employer-paid
  • 401(k) Plan
  • Profit Sharing Stock Option
  • Health Savings Account (HSA) contributions for HDHP participants

Paid Time Off

  • Vacation time
  • Sick Time
  • Personal Day
  • 11 Paid Holidays
  • Paid Bereavement

Additional Benefits

  • Paid time to volunteer (when representing FFBT and supervisor approved)
  • Voluntary Donated PTO Program
  • Employee Assistance Program
  • Travel Assistance Program
  • Educational Assistance Program
  • Corporate Discounts
  • Employee Referral Program
  • Stock Purchase Loan Option
  • Retirement Plan Counseling
  • Wellness Program
  • Gym Reimbursement
  • Employee Quarterly Recognition Program
  • AFLAC supplemental benefits
  • Cincinnati Life supplemental coverage
  • Family Medical Leave
  • Paid Bereavement Leave
  • Maternity Leave Policy
First Farmers Bank & Trust

About First Farmers Bank & Trust

Founded in 1885, as Mark Tully’s Exchange Bank, our institution has steadfastly committed itself to preserving the traditions of rural banking and bringing that style of service to new markets. First Farmers Bank & Trust is a privately held financial institution dedicated to serving its communities with state of the art banking products with old fashioned service. In the dynamic world of financial services, we at First Farmers pride ourselves on retaining our hometown flavor and quality customer service, while providing innovative commercial lending and deposit products at competitive rates.

First Farmers Bank & Trust now serves over 60,000 clients throughout Indiana and Illinois from 35 conveniently located branch offices and has become one of the premier community banks in the Midwest. With over 350 employees and over $1.9 billion in assets, the bank has come a long way from Mark Tully’s original Exchange and is now the largest Agricultural bank east of the Mississippi River as designated by the FDIC. But central to the bank focus is the commitment to remain an independent institution, free to change dynamically to meet the needs of its customers and communities.

At First Farmers Bank & Trust, we have always understood that our most valuable asset is the quality and commitment of our people. We have created a progressive work environment that promotes and rewards excellence. We enjoy a relaxed working atmosphere, competitive salary scale, and excellent benefits packages. First Farmers Bank & Trust promotes a healthy and happy work environment by providing a wellness and recognition program. We also provide opportunities for internal and external educational programs.

A current list of employment opportunities is available at: https://ffbt.applicantstack.com/x/openings

Please contact Guy Staska, Human Resources Advisor, with any questions at (574) 241-4588.

Industry
Finance & Insurance
Company Size
201-500 employees
Headquarters
Converse, IN
Year Founded
1885
Website
ffbt.com
Social Media