Job Description

The Mortgage Clerk provides routine administrative support and plays a role in the processing and documentation of mortgage loans. Their responsibilities include reviewing loan applications, coordinating with various parties, and ensuring compliance with regulations and internal policies.

As a federal contractor, CNI is a drug-free workplace and adheres to the Federal Controlled Substance Act.   

ESSENTIAL DUTIES

Must be able to obtain and maintain the required customer clearance for access to systems, facilities, equipment and property.

KEY DUTIES AND RESPONSIBILITIES

Essential Duties and responsibilities include the following. Other duties may be assigned.

Reviews loan applications and supporting documentation for accuracy, completeness, and compliance with lending guidelines.

Verifies borrower information, such as employment history, income, credit reports, and property details.

Coordinates with borrowers, loan officers, underwriters, and other parties involved in the loan process to gather additional information or resolve any issues.

Assists in the preparation of loan documents, including disclosures, promissory notes, and closing documents.

Ensures that all required documentation is obtained and properly executed by borrowers and other parties.

Inputs borrower information into loan processing systems accurately and efficiently.

Communicates with borrowers and other stakeholders to provide updates on the loan status and address any questions or concerns.

Maintains accurate and organized loan files, including documentation of all communication and actions taken during the loan process.

Assists in the review of loan files for compliance with regulatory requirements and internal policies.

Performs data entry tasks related to loan processing and maintaining accurate records in the loan management system.

EDUCATION AND EXPERIENCE

High school diploma or general education degree (GED) and a minimum of zero to one 0-1 years’ relevant experience and/or training, or equivalent combination of education/experience. 

PHYSICAL DEMANDS

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this job.

Work is primarily performed in an office/warehouse setting. Regularly required to use hands to finger, handle, or feel.  Regularly required to reach with hands and arms, occasionally above head. Regularly required to twist at the waist, climb and descend stairs while carrying objects. Ability to speak and hear. Frequently required to stand, walk, stoop, kneel, crouch or crawl. Occasionally required to sit and climb or balance. Regularly lifts and/or moves up to twenty-five pounds and occasionally lifts and/or moves up to fifty pounds. Works near moving mechanical parts. Regularly exposed to general office and general office machinery noise. May be exposed to warehouse, truck or forklift noise.

EOE including Disability/Vet