Job Description

🌍 About the Company

Our client is a UK-based, global, multi-channel payment gateway and full-service Payment Service Provider offering local e-payment solutions for International Customer Not-Present businesses.

💼 About the Role

We are looking for a hands-on MLRO to own the company's compliance framework and run it day-to-day. As a Money Laundering Reporting Officer (MLRO), you will be responsible for the company's anti-money laundering framework and its relationship with the regulator. Alongside this, you will do much of the day-to-day compliance work yourself, including due diligence, screening review and transaction monitoring.

You will report to senior management and work as part of a small compliance team. You will also work closely with the company's account managers, Finance and IT colleagues.

🔍 Responsibilities

• Act as the company's MLRO / nominated officer, taking ownership of the AML and counter-terrorist financing framework;
• Carry out KYC, customer due diligence and risk assessments for corporate clients, including higher-risk relationships;
• Review PEP, sanctions and adverse media screening results, making decisions on escalated cases;
• Perform transaction monitoring, investigate unusual activity and submit suspicious activity reports (SARs) to the National Crime Agency where required;
• Draft, review and maintain compliance policies, procedures and controls in line with UK AML and FCA regulatory requirements;
• Conduct and maintain the business-wide risk assessment and ensure ongoing regulatory compliance;
• Manage communication with regulators, support external audits and regulatory reviews, and track remediation actions;
• Prepare compliance reports and management information for senior management and the board;
• Work closely with Account Management, Finance and IT teams on client onboarding, compliance systems and operational matters;
• Provide compliance guidance and training to colleagues and respond to internal compliance queries.

🎓 Requirements

• Solid hands-on experience in compliance, preferably at least three years in financial services, payments or fintech;
• Practical experience of KYC / customer due diligence and AML procedures, including transaction monitoring and screening;
• Working knowledge of UK AML requirements and the FCA regulatory environment;
• Experience drafting policies and procedures;
• Experience of dealing with regulators, audits or regulatory reviews, or readiness to take this on;
• Ability to work independently, take ownership of the compliance function and work closely with other teams;
• Analytical and logical thinking with strong attention to detail;
• Clear, professional communication and presentation skills;
• Good organisational skills;
• Fluent English and Russian (written and spoken).

⭐ Nice to Have

• Prior experience in e-commerce and electronic payments (a significant advantage);
• Previous experience as an MLRO or Deputy MLRO;
• A recognised AML or compliance qualification;
• Proficiency in MS Office applications.

🤝 Key Competencies

• Strong ownership and independent decision-making;
• Analytical thinking and attention to detail;
• Strong regulatory awareness and risk management mindset;
• Clear communication and stakeholder management skills;
• Strong organisational and prioritisation skills;
• Proactive and hands-on approach to compliance.

✨ The Employer offers

• The chance to build and shape the compliance function of a fast-moving payments business;
• A varied, hands-on position combining MLRO responsibilities with day-to-day compliance work;
• An international, friendly environment, working with colleagues in Europe and around the world.

If you have strong hands-on compliance experience, understand the UK regulatory environment and are ready to take ownership of the MLRO function within an international payments business, this role is a strong next step.