Job Description

Job Title: Medical Underwriter (All Levels)

Contract Type: Permanent

Location: Remote or Hybrid across our office locations in Alderley Park, Edinburgh, Glasgow or London

Working style: Remote or Hybrid

Shape the Future of Underwriting at Royal London

At Royal London, we’re growing our Underwriting community — and we’re looking for Medical Underwriters at all levels who want more than “just a job.” Whether you're early in your underwriting career, highly experienced, or looking to pivot direction, this is a place where you can truly grow, progress and belong

As the UK’s largest mutual life, pensions and investment company, our purpose is simple: to help people protect today and invest in tomorrow. As part of our underwriting team, you’ll play a key role in delivering fair outcomes, supporting customer needs, and helping us shape the future of protection underwriting.

A Culture You’ll Want to Be Part Of

We’re proud of our warm, collaborative culture and our Spirit of Royal London values: Empowered, Trustworthy, Collaborate, Achieve— the foundation of how we work together every day. You’ll join supportive managers, engaged peers, and a community that genuinely helps each other succeed.

Clear Progression. Real Opportunities.

Underwriting at Royal London isn’t a static career path — it’s a journey. You’ll benefit from:

• Structured progression routes aligned to your skill level and career aspirations.

• Access to our Underwriting Learning Hub, tools and training that grow your capability and confidence at every stage.

• Opportunities to move across specialist areas, take on senior responsibilities, or broaden into leadership or technical pathways.

• A long-term career home where your development is invested in continuously.

A Role With Purpose

As part of a high-profile, business-critical function, the work you do will directly support our customers and help unlock new opportunities for the organisation. You will be empowered to make decisions, trusted for your expertise, and supported to deliver high-quality, fair outcomes.

About the Role

Depending on your level of experience, you will:

• Assess, analyse and make decisions on protection applications.

• Apply sound judgement, working within agreed frameworks.

• Support continuous improvement, shaping how we evolve our underwriting practices.

• Work closely with colleagues across Operations, Proposition, Distribution and Compliance to deliver great customer experiences.

• Contribute to the development of tools, processes and best practices that future-proof our function.

About You

We welcome applications from Underwriters at all levels — from those growing their skills to seasoned specialists. You may have experience in:

• Protection underwriting (life, critical illness, income protection).

• Using underwriting manuals, systems and tools.

• Managing risk and delivering strong customer outcomes.

• Working in a customer-focused or compliance-led environment.

If you don't meet every requirement, we’d still love to hear from you — we value potential, curiosity and willingness to grow.

Our Benefits

We've always been proud to reward employees by offering great workplace benefits such as 28 days annual leave in addition to bank holidays, an up to 14% employer matching pension scheme and private medical insurance. You can see all our benefits here -  Our Benefits

Inclusion, diversity and belonging 

We’re an  Inclusive employer. We celebrate and value different backgrounds and cultures across Royal London. Our diverse people and perspectives give us a range of skills which are recognised and respected – whatever their background.

Ready to Grow Your Future With Us?

If you're looking for a role where you’ll be supported, challenged and developed — and where your career truly matters — we’d love to hear from you.

Apply now and shape what’s possible at Royal London.