NightOwl Consulting Philippines Inc.

Marketing Compliance Analyst

NightOwl Consulting Philippines Inc.  •  600k - 840k/yr  •  Remote  •  2 days ago
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Job Description

Marketing Compliance Analyst

Department: Operations

Employment Type: Full Time

Location: Client

Compensation: ₱50,000 - ₱70,000 / month

The Compliance Analyst is a dedicated marketing-compliance role responsible for reviewing and approving advertising and promotional content produced by the company and its loan officers. The Analyst ensures that all consumer-facing materials, websites, and digital channels comply with federal and state mortgage advertising laws, with primary emphasis on the Truth in Lending Act (TILA / Regulation Z advertising provisions) and the Mortgage Acts and Practices – Advertising Rule (the “MAP Rule” / Regulation N). This individual serves as a front-line gatekeeper, balancing fast turnaround for a high-volume sales force against rigorous, documented compliance review.

Key Responsibilities


Advertising & Marketing Review

  • Review, redline, and approve marketing and advertising materials submitted by loan officers, branches, and corporate marketing, including flyers, mailers, rate sheets, open-house collateral, presentations, and co-branded materials.
  • Evaluate all triggered-term advertising for required disclosures under TILA / Regulation Z §1026.24 (e.g., APR, payment, term, and rate disclosures), ensuring clear and conspicuous presentation.
  • Screen content for prohibited, deceptive, or misleading representations under the MAP Rule (Regulation N, 12 CFR Part 1014), including claims about rates, payments, government affiliation, FHA/VA programs, and “too good to be true” offers.
  • Confirm proper use of company NMLS ID, individual LO NMLS IDs, Equal Housing Lender language, licensing footers, and required state-specific advertising disclosures.

Website & Digital Channel Compliance
  • Audit company and loan-officer websites, landing pages, and microsites for accurate licensing disclosures, disclaimers, and compliant rate/payment presentations.
  • Review social media posts, paid digital ads, email campaigns, video, and text/SMS marketing for advertising-rule compliance across all channels.

  • Monitor third-party lead-generation, listing-site profiles, and co-marketing arrangements for compliance with advertising rules and RESPA Section 8 marketing-services considerations.
Recordkeeping, Reporting & Program Support
  • Maintain advertising review logs and retain commercial communications consistent with MAP Rule recordkeeping requirements (24-month retention) and company policy.
  • Track review turnaround times, recurring deficiencies, and approval status; report trends and risk areas to the Chief Compliance Officer.
  • Assist with updates to advertising policies, disclosure libraries, and pre-approved template language as regulations and guidance evolve.

  • Deliver targeted training and feedback to loan officers and marketing staff on common advertising violations and best practices.

  • Support regulatory examinations, audits, and investor/agency reviews by compiling advertising documentation and responding to findings.

Skills, Knowledge and Expertise

  • Bachelor’s degree in business, finance, communications, paralegal studies, or a related field — or equivalent mortgage-industry experience.
  • 2+ years of experience in mortgage compliance, marketing review, QC, or a closely related regulatory role at a lender, bank, or BPO.
  • Working knowledge of TILA / Regulation Z advertising rules, the MAP Rule / Regulation N, and the UDAP/UDAAP framework.
  • Strong attention to detail with the ability to spot missing disclosures, triggered terms, and misleading claims quickly and consistently.
  • Excellent written communication skills for redlining, drafting compliant language, and documenting review rationale.
Preferred Qualifications
  • Familiarity with RESPA Section 8 (co-marketing / MSAs), the SAFE Act, ECOA/Reg B, and state advertising and licensing requirements.
  • Experience with NMLS, advertising-review workflow tools, or marketing-approval platforms.
  • Industry certification (e.g., NAMB/MBA compliance coursework, CRCM, or similar) a plus.
Core Competencies
  • Regulatory judgment & risk awareness
  • High-volume, deadline-driven throughput
  • Precision and consistency
  • Diplomatic, clear stakeholder communication
  • Sound documentation discipline
  • Adaptability to changing rules & guidance

Benefits

  • Above market salary
  • HMO on Day 1 for principal and two dependents
  • Government-mandated benefits
  • Performance-based Incentives
  • Quarterly Company Events
  • 1,000 PHP De Minimis
  • Equipment and software provided

NightOwl Consulting Philippines Inc.

About NightOwl Consulting Philippines Inc.

NMLS ID: 2427261

Real Estate Broker, California Department of Real Estate.

License ID: 02246527

We founded NightOwl Consulting Philippines Inc. to be a high-quality GBS while maintaining the highest standards of integrity. As prior clients of a BPO, we knew something was missing — a partner who valued their employees as much as their clients. The key to our success is ensuring our employees feel heard and valued.

Our goal is to provide high-quality BPO services at an accessible price, making outsourcing an affordable option for businesses of all sizes. As clients, we desired a more holistic approach to the traditional BPO. When creating NightOwl, we prioritized working closely with our clients to understand their needs and tailor our services to meet their specific requirements. At NightOwl we support you and your team in your success … we are your heavy lift!

Industry
HR & Recruiting
Company Size
51-200 employees
Headquarters
Quezon City, PH
Year Founded
2022
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