Job Description

Manager, Treasury Operations – RFA Mortgage Corporation

Date: April, 30, 2026
Location: Toronto, ON
Company: RFA Mortgage Corporation
Job Type: Permanent
Vacancy Status: Replacement Role
Compensation: Base Salary: $100,000 - $120,000 annually
Bonus: Up to 15-20%
About RFA
Founded in 1996, RFA (Realty Financial Advisors) is a leading Canadian-owned real estate firm. Through RFA Bank of Canada and RFA Mortgage Corporation, RFA offers mortgage brokers a complete range of Prime and Alternative mortgage solutions.
The Opportunity
We’re looking to fill a Manager, Treasury Operations position at RFA Mortgage Corporation!

RFA Mortgage Corporation, a division of RFA (Realty Financial Advisors), specializes in Prime lending (Insured, Insurable and Uninsurable). Our goal is to be a long-term leader in the residential lending market by offering more than just competitive rates and compensation. At RFA Mortgage Corporation, we focus on delivering a unique value proposition in the Prime mortgage space, committed to innovation and exceptional service to meet a diverse range of borrower needs.

In this role, the Manager, Treasury Operations will support the company’s mortgage funding (including investor management & reporting, premium settlement, and securitization) and treasury (including cash management and liquidity reporting) operations. Working across business functions, ensuring high quality and accurate delivery, and building strong partnerships with various internal and external groups and stakeholders will be critical to the success of the role.
Core Responsibilities
Treasury Operations Management:
• Manage, grow, and develop, a team of Treasury Analysts in support of RFA MC’s short- and long-term mortgage funding and treasury requirements.
• Assist the business in managing key performance indicators including profitability, volume, funder diversification, and cash yield; identify trends and make recommendations to enhance business results.
• Own the Company’s treasury dashboard for Senior Management, providing high-level visibility of the company’s funding mix, app volumes and pricing.
• Identify opportunities to optimize product and portfolio P&L.
• Facilitate cross-functional collaboration to identify operational bottlenecks and implement process improvements.
• Participate in monthly performance reviews with the Mortgage Service Provider to monitor strategic initiatives and oversee technical change requests.
Mortgage Funding & Renewal Operations:
• Manage daily operations related to commitment allocation, mortgage rate sheet changes, daily funding, renewals, and loan sales to aggregators.
• Funding Management and Loan Allocation to third party investors, including investor assignment, loan sale settlements, and ensuring timely and accurate flow of funds to closing agent.
• Oversee investor pipeline reporting, ensuring strict adherence to compliance standards and maintaining data integrity.
• Implement term sheet updates and periodic mortgage rate changes.
• Support investor onboarding and serve as the primary point of contact for inquiries related to investor reporting.
• Ensure ongoing compliance with external investor requirements and loan criteria both pre- and post-closing.
• Support the team to operationalize various reporting, investor onboarding, securitization, and other funding initiatives.
• Default insurance administration, pricing, and reporting.

Treasury Operations:
• Manage the day-to-day cash management and operational activities of the Treasury Team
• Facilitate and authorize outgoing and incoming fund transfers (Wire, EFT, Third-Party Transfer) to ensure accurate management of revenue and expenses.
• Develop or assist in operational, financial and treasury reporting.
• Create, improve, and maintain effective treasury and reporting procedures and processes.
• Minimize idle company cash balances by analyzing requirements, executing daily concentration of cash and borrowing transactions, and initiating bank transfers through application of appropriate internal controls.
• Responsible for day-to-day reporting and operations of securitization, whole loan sale and other credit facilities.
• Work with Finance group to support Journal Entry and Financial Accounting processes and reporting.

Other:
• Ensure necessary treasury documentation and compliance with treasury controls.
• Monitor and quantify the impact of internal (product pricing, compensation, promotions, product/offer enhancements, etc.) and external (interest rate or regulatory changes) events that may impact the company’s P&L.
• Special projects and new product lines as assigned.
• Maintain and foster relationships with internal and external stakeholders through daily reporting and communication.

People Management:
• Motivate and coach team members to assist them in exceeding their objectives.
• Develop staffing plans anticipating short-, medium- and long-term needs.
• Lead and participate in annual performance reviews, addressing areas of strength and improvement.

What You’ll Need to Succeed
• Bachelor’s degree or consideration of an equivalent combination of education and experience.
• 3-5 years of experience in mortgage finance company or regulated banking industries.
• Knowledge of the mortgage origination, loan administration, and mortgage financing (CMB/MBS, conduit securitization) processes.
What Sets You Apart
• ABCP/RMBS knowledge an asset.
• Demonstrated competency relating to multiple tasks conducted within a Treasury department, i.e. Reconciliation, Reporting, Product Analysis, Forecasting, Cash Management, etc.
• Proficiency using Microsoft Excel, SQL for data reporting and modelling.
What We Offer at RFA
Along with a strong work culture, RFA offers a comprehensive benefits package, including:
• Health & Dental Care
• Vision Care
• RRSP Match
• Health & Wellness Spend
• Vacation & Personal Days
• Hybrid working environment

Ready to take the next step?
If this opportunity excites you and aligns with your skills and aspirations, we’d love to hear about how you can contribute to our team at RFA.
Accessibility
Accommodation is available upon request for applicants and employees with disabilities. If you are contacted for a job opportunity, please advise us of any accommodations needed to ensure you have access to a fair and equitable process. Any information received relating to accommodation will be addressed confidentially.
Disclosure
Artificial Intelligence (A.I.) is not used to screen, assess, or select any applicants.