Job Description

Eligibility

Qualifications

• Minimum Bachelor’s degree, preferably a Master’s or ACCA / equivalent professional certification from an HEC-recognized institute/university.
• Qualification in Islamic Finance will be an added advantage.

Experience

• Minimum 8 years of relevant experience in credit evaluation or related field

Skills

• Effective team management and leadership skills.
• Excellent written, presentation, and interpersonal skills.
• Strong analytical skills with sound knowledge of credit evaluation, risk assessment, and regulatory compliance.

Key Responsibilities

• Reviewing Car Ijarah proposals to assess credit risk and ensure compliance with approved guidelines.
• Evaluating customer creditworthiness and repayment capacity in line with the bank’s risk policies.
• Ensuring compliance with Product Programs, Prudential Regulations, and internal policies and procedures.
• Managing the risk assessment process and providing recommendations on Car Ijarah financing proposals.

Department:

Consumer Risk Department - Risk Management Group

Location:

Karachi

Last Date:

19th November 2026