Job Description

We are looking for an experienced and business-driven professional to join our AAGI P&C Underwriting team as Manager – Non-Motor Product & Business, Underwriting, Reinsurance & Governance In this role, you will be responsible for end-to-end management of assigned non-motor insurance products, ensuring strong underwriting governance, regulatory compliance, portfolio performance, and sustainable business growth. You will also play a key role in supporting reinsurance and natural catastrophe (NatCat) management initiatives while working closely with cross-functional stakeholders across the organization.

Key Responsibilities

Product & Portfolio Management

• Lead end-to-end product management for assigned non-motor insurance lines across various distribution channels.
• Drive product development, enhancement, and innovation to maintain market competitiveness.
• Apply underwriting guidelines and risk selection criteria to achieve profitable and sustainable growth.
• Monitor portfolio performance and recommend improvement actions based on business insights.
• Conduct portfolio analysis and provide data-driven recommendations to identify trends, risks, and growth opportunities.
• Ensure products comply with internal policies, underwriting standards, and regulatory requirements.

Reinsurance & NatCat Management

• Support reinsurance renewals, data preparation, structuring inputs, and coordination with reinsurers and brokers.
• Monitor portfolio exposure and support natural catastrophe (NatCat) risk assessments.
• Ensure accuracy and timeliness of exposure, premium, and loss data submissions.
• Provide portfolio insights to support risk optimization and sustainable business performance.

Governance & Compliance

• Ensure compliance with underwriting governance, product governance, and regulatory requirements.
• Manage product filing processes and maintain accurate documentation.
• Support underwriting quality reviews and promote consistency with internal standards and guidelines.

Stakeholder Management

• Collaborate closely with Underwriting, Claims, Actuarial, Finance, and Distribution teams to deliver business objectives.
• Build strong relationships with internal and external stakeholders, including brokers and reinsurers.
• Ensure timely, accurate, and high-quality execution of assigned projects and initiatives.

Must Have

• Bachelor’s degree in insurance, Business Administration, Finance, Actuarial Science, or a related field.
• Minimum 7 years of experience in non-life insurance, preferably within non-motor product lines.
• Strong background in product management, underwriting, and portfolio analysis.
• Exposure to reinsurance and NatCat management would be an advantage.
• Understanding of underwriting governance, product governance, and regulatory requirements.

Nice to Have

• Experience in data analysis, portfolio monitoring, MIS, or management reporting.
• Excellent analytical, problem-solving, and stakeholder management skills.
• Strong attention to detail and ability to work effectively across functions.
• Good command of written and spoken English

• Any AI-future skills e.g., ChatGPT, or CoPilot365, will be advantage.

Allianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams and challenges is what makes us a unique employer. We are united by a shared commitment: to put our customers first and at the centre of everything we do. Their needs inspire our thinking and guide our actions. Together, we can build an environment where everyone feels empowered and confident to explore, grow and shape a better future – for our customers and for the world around us. At Allianz, we stand for unity: we believe that a united world is a more prosperous world, and we are dedicated to consistently advocating for equal opportunities for all. The foundation for this is our inclusive workplace, where people and performance both matter, and where integrity, fairness, inclusion and trust are at the heart of our culture. We therefore welcome applications regardless of ethnicity or cultural Internal background, age, gender, nationality, religion, social class, disability or sexual orientation, or any other characteristics protected under applicable local laws and regulations.

Join us. Let's care for tomorrow.